Zillow Advice: Buying Process - Are you seriously buying a house? http://www.zillow.com/advice-thread/Are-you-seriously-buying-a-house/351393/ Zillow Advice | Zillow Real Estate Jessica, I agree with you ... http://www.zillow.com/advice-thread/Are-you-seriously-buying-a-house/351393/ Jessica, <br/>I agree with you and Robert.&nbsp; As a lender, I always stress to my clients that they should put off non-essential borrowing until AFTER their loan closes.&nbsp; There are several situations in which we end up running a new credit report later in our processing of a loan application, such as because the initial CR has gotten too old. &nbsp;(Sometimes the borrower has been working with us for several months until they get an offer accepted.)&nbsp; Also, one of the primary investors on conventional loans has been considering requiring us to pull a last-minute CR&nbsp;just before we fund the loan.&nbsp; Be careful out there. Fri, 11 Jun 2010 23:40:00 GMT http://www.zillow.com/advice-thread/Are-you-seriously-buying-a-house/351393/ 2010-06-11T23:40:00Z Yep... That will unqualify ... http://www.zillow.com/advice-thread/Are-you-seriously-buying-a-house/351393/ Yep... That will unqualify you in a heart beat... Don't buy a refriderator, couch, anything that tick up your debt. As soon as escrow call to confirm recording, then, and only then, is it OK to start your shopping spree... Tue, 25 May 2010 06:14:00 GMT http://www.zillow.com/advice-thread/Are-you-seriously-buying-a-house/351393/ 2010-05-25T06:14:00Z Yep... That will unqualify ... http://www.zillow.com/advice-thread/Are-you-seriously-buying-a-house/351393/ Yep... That will unqualify you in a heart beat... Don't buy a refriderator, couch, anything that tick up your debt. As soon as escrow call to confirm recording, then, and only then, is it OK to start your shopping spree...<br/><br/>It isn't unusal for an underwriter to do a last minute credit, employment or second appraisal. They don't own the loan until it is recorded. Tue, 25 May 2010 06:12:00 GMT http://www.zillow.com/advice-thread/Are-you-seriously-buying-a-house/351393/ 2010-05-25T06:12:00Z