Zillow Advice: Mortgage Rates - How can I get a lower rate if the value of my home is less than I need?? http://www.zillow.com/advice-thread/How-can-I-get-a-lower-rate-if-the-value-of-my-home-is-less-than-I-need/360231/ Zillow Advice | Zillow Real Estate Sue,Since I now know the ... http://www.zillow.com/advice-thread/How-can-I-get-a-lower-rate-if-the-value-of-my-home-is-less-than-I-need/360231/ Sue,<br/><br/>Since I now know the you have 3 unit primary, I am assuming in Fall River?&nbsp; The Zillow value is not necessarily accurate.&nbsp; Send me your address and I will pull up some comparable sales and send them to you, it won't be an appraisal but it will give you a better idea of value.&nbsp; You have the other property that you maybe able to cash out on, but I think the primary LTV will have to be 75% maybe 70%; so an accurate value is the only way to know if you can pull this off.&nbsp; Look up Andrew Adams from Salem Five he posts here on Zillow.&nbsp; I refer a lot of my business to him, he is honest and will let you know if you have any hope in refinancing.&nbsp; When you send me the address I will forward you his Vcard.<br/> Sat, 31 Jul 2010 15:12:00 GMT http://www.zillow.com/advice-thread/How-can-I-get-a-lower-rate-if-the-value-of-my-home-is-less-than-I-need/360231/ 2010-07-31T15:12:00Z