Zillow Advice: Mortgage Rates - how come nobody answers when i call? http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ Zillow Advice | Zillow Real Estate Gee, I did not mean to cause ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ Gee, I did not mean to cause such a controversy by recommending the biggest Lenders in the nation for a rate check, and I certainly had no intention of "trashing" anyone else.&nbsp; I think everyone lost sight of the original question, which was why no answer&nbsp;when trying to get a "Zillow rate".&nbsp; I was just trying to clarify that Zillow is not a Lender, and somehow that got transformed into a whole bunch of interpretations that were not intended.<br/><br/>Sorry about that. Thu, 26 Aug 2010 19:37:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-26T19:37:00Z I thought the saying was ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ I thought the saying was Cant we all just get a loan. Thu, 26 Aug 2010 19:23:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-26T19:23:00Z @Young,It does disturb the ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ @Young,<br/><br/>It does disturb the Chi. But, on Zillow, you'll hardly ever find the Ying &amp; Yang in harmony. ..... Happy funding, Rudi<br/><br/><br/>PS: Young you need to fix your hyperlink on&nbsp;your YouTube link on your web site. Thu, 26 Aug 2010 18:56:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-26T18:56:00Z Can't we all just get ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ Can't we all just get along? Thu, 26 Aug 2010 02:25:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-26T02:25:00Z yahui68,&nbsp;you made excellent ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ yahui68,&nbsp;you made excellent points about the phone # and I agree,&nbsp;it is confusing&nbsp;and the last thing&nbsp;a lender wants. For all we know, it could easily have been a Bank of America&nbsp;or Wells rep that mreinschmidt tried to call. One can also email any lender on Zillow.&nbsp;Yahui, thanks for detailing your 3 quotes, you ended up with&nbsp;great terms. &nbsp;&nbsp;&nbsp; Thu, 26 Aug 2010 02:18:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-26T02:18:00Z If you don't have to, I wouldn't ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ If you don't have to, I wouldn't call a bank directly. Working with a wholesale lender is probably a better use of your time. <br/><br/>A Zillow lender offered me a much better rate than calling the banks directly. I called Citi (my current lender) for a 30yr / refi / freddie back / 80-95% LTV / +800 credit score and was offered 5.375% + $2000 cc. A local bank offered 4.857% + $3000 cc. I locked with a Zillow lender at 4.375% +&nbsp; $2100 cc. Thu, 26 Aug 2010 01:03:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-26T01:03:00Z @ John, Just so you can understand ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ @ John, Just so you can understand what happens here, Geoffrey never said Zillow makes loans and he never would say that. What he did say is:<br/>&nbsp;<br/>Zillow Mortgage Marketplace <strong>only has real lenders providing real quotes on it.<br/><br/></strong>All the lenders you list, with the exception of Chase( they may too), quote on Zillow and they are not " advertisements, they are exact quotes based on the parameters the borrower enters. Borrowers getting <strong>quotes</strong> contact the lender and if the lender changes the terms, then a 1/5 rating pops up saying they were baited and switched or better yet, they post a thread telling everyone what the evil doer did. Thu, 26 Aug 2010 00:52:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-26T00:52:00Z Well, the problem with your ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ Well, the problem with your comments Mr Sefton is that you have no clue what you are talking about and you don't even understand the concept enough to even qualify to weigh in with an opinion. Geoffrey is stating fact as to how the site runs, you are stating idiotic&nbsp;conjecture.&nbsp;<br/><br/>To further show your lack of touch with reality, you trash the Zillow lenders, most of which are very experienced local lenders yet endorse the worst of the worst. You completely missed the original concept of Zillow which was connecting local local lenders with clients. You don't understand the simple premise of delivering individual tailored quotes. Just because your outdated, over priced, out of touch broker that you have used for the last 30 years cannot compete with those that use technology to deliver a superior product, does not mean that others don't deliver every day on what is quoted here. What is most amazing is that you then endorse the likes of AimLoan and Quicken, some of the lenders with the worst reputations on the internet. By the looks of your "website" it's obvious that you don't do much business so it stands to reason that you have no clue what actually goes on in the industry, and you would be best served to shut it in the future on issues you lack the education about. Thu, 26 Aug 2010 00:44:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-26T00:44:00Z Wow, what a chip you have ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ Wow, what a chip you have on your shoulder, Mr. Busted!&nbsp; My comment was not even related to yours, it pertained to Geoffrey's reference to the Zillow Mortgage Marketplace in rebuttal to my my statement that Zillow does not make loans.<br/><br/>I guess I should have been clearer on where the reference was directed, but I thought it would be obvious.&nbsp; I did not mean to offend you in any way.&nbsp; <br/><br/>John Thu, 26 Aug 2010 00:09:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-26T00:09:00Z "As&nbsp;I said before, Zillow ... http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ "As&nbsp;I said before, Zillow does not make loans."<br/><br/>Neither do real estate agents last time I checked.<br/><br/> Since you are from California, you may want to note that loan originators in that state have to hold a real estate license as well as a MLO license. That would mean anyone quoting here from that state would be far more qualified than you, and qualified to do your job for you as well as their own. Unless you can produce a NMLS ID Mr Sefton, I suggest you stick to what you know. It is the loan officer that should be recommending the agent to work with as they have the education, knowledge and licensing in both fields; not the other way around. Anyone that would recommend AimLoan and Quicken has no clue what they are talking about. And anyone that thinks that someone that obtains clients via the internet, becomes an "internet lender" shows their true&nbsp;ignorance&nbsp;in the appropriate use of technology! I guess if you pick up the phone to call your clients, that makes you a telemarketer. Which if I were you, I would seriously look into based on your demonstrated knowledge base. Wed, 25 Aug 2010 23:11:00 GMT http://www.zillow.com/advice-thread/how-come-nobody-answers-when-i-call/363595/ 2010-08-25T23:11:00Z