Zillow Advice: Home Buying - what fico score require for a first tim homebuyers http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ Zillow Advice | Zillow Real Estate 620 - 650 should be fine...but ... http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ 620 - 650 should be fine...but like someone mentioned before, it will reflect the interest rate. Wed, 08 Sep 2010 18:17:00 GMT http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ 2010-09-08T18:17:00Z Typically a minimum of 620 ... http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ <p>Typically a minimum of 620 is required. Since 615 isn't too far off, I would recommend speaking with a trusted lender to discuss what you can do to increase your score.</p> Wed, 08 Sep 2010 18:13:00 GMT http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ 2010-09-08T18:13:00Z If you are currently at 615, ... http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ If you are currently at 615, there probably is some minor tweaking to your good accounts that can put you over the 620 mark. &nbsp;<br/><br/><br/>Rapid rescoring (which we do) will be the quickest way to get you over 620. &nbsp;Our process takes only a week.<br/><br/><br/><br/>Click my name to get to my contact info if you'd like more info. Wed, 08 Sep 2010 18:02:00 GMT http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ 2010-09-08T18:02:00Z there is no exact fico score ... http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ there is no exact fico score neede , but the higher your score , the lowerr intrest rate you get Wed, 08 Sep 2010 09:18:00 GMT http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ 2010-09-08T09:18:00Z The score used is the middle ... http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ The score used is the middle score of the lowest person.&nbsp;&nbsp; At 615 average, you are in the very iffy zone.&nbsp;&nbsp; So, if one person has 550, 560 and 570 and the other person and 650, 660 and 670.&nbsp; The score used would be the 560.<br/><br/>Does that give you enough info to calculate it?<br/><br/>If your score is not high enough, do you know what factors are contributing to your low scores?&nbsp;&nbsp; Are there unpaid debts? Late payments?&nbsp; Too high use of available credit?&nbsp;&nbsp; Or, simply too short a credit history?<br/><br/> Wed, 08 Sep 2010 05:22:00 GMT http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ 2010-09-08T05:22:00Z I keep seeing 620 mentioned. ... http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ I keep seeing 620 mentioned. Some want higher. Perhaps a few will go as low as 580 but that is doubtful.<br/><br/>There is good news however. You are almost there. Talking to a lender who also works with credit repair could give you the help needed to improve your fico score to 630 in a very short time frame.&nbsp;<br/><br/>p.s. the score used is the middle score of the 3. Wed, 08 Sep 2010 01:37:00 GMT http://www.zillow.com/advice-thread/what-fico-score-require-for-a-first-tim-homebuyers/365436/ 2010-09-08T01:37:00Z