Zillow Advice: Rentals - thank you for your help. but if not forclosure then how ? http://www.zillow.com/advice-thread/thank-you-for-your-help-but-if-not-forclosure-then-how/378562/ Zillow Advice | Zillow Real Estate Sunnyview is on point.&nbsp; ... http://www.zillow.com/advice-thread/thank-you-for-your-help-but-if-not-forclosure-then-how/378562/ Sunnyview is on point.&nbsp; However, you should still speak with a lender, they can give you advice on the real specifics of your situation.&nbsp; If you can't qualify now, they could counsel you on what you should do to get things in order to qualify.<br/><br/>Good Luck! Sat, 15 Jan 2011 04:57:00 GMT http://www.zillow.com/advice-thread/thank-you-for-your-help-but-if-not-forclosure-then-how/378562/ 2011-01-15T04:57:00Z The best way to achieve your ... http://www.zillow.com/advice-thread/thank-you-for-your-help-but-if-not-forclosure-then-how/378562/ The best way to achieve your goal is by saving up a little money while you look. If you want to get a house, there are almost no situations where you will need no money down and no money for closing or fix up costs.&nbsp;<br/><br/>You do not have to pay all cash for a house, but the bank has no incentive to let you take over payments and the owner facing foreclosure has no money to keep the bank from foreclosing on them.<br/><br/>There are distressed houses on the market, but you will need some money to get into them generally a minimum of 1-3% even with an owner financed sale. Do not give up on your goal, but make a plan so that you can get there. If you have a little money for either a down payment or fix up costs you will have a much better chance of achieving your goal of buying. Fri, 24 Dec 2010 16:15:00 GMT http://www.zillow.com/advice-thread/thank-you-for-your-help-but-if-not-forclosure-then-how/378562/ 2010-12-24T16:15:00Z