Zillow Advice: Home Buying - Did I make a mistake? http://www.zillow.com/advice-thread/Did-I-make-a-mistake/380274/ Zillow Advice | Zillow Real Estate I would get pre qualified ... http://www.zillow.com/advice-thread/Did-I-make-a-mistake/380274/ I would get pre qualified ask them what you qualify for maxium, then ask them to qualify you at the house payment you can afford easily. Remembering taxes and insurance and maintance cost, see what that payment will qualify you at as far as house purchase price.<br/>The second choice you can live with the first choice might be more than you could easily pay monthly.<br/>Good Luck Tue, 11 Jan 2011 01:41:00 GMT http://www.zillow.com/advice-thread/Did-I-make-a-mistake/380274/ 2011-01-11T01:41:00Z Of course you need another ... http://www.zillow.com/advice-thread/Did-I-make-a-mistake/380274/ Of course you need another lender. &nbsp;Get on board! &nbsp;Don't let the credit union decide your financial future for you. &nbsp;Get at least 3 to 5 quotes. &nbsp;You will see a big difference between the lowest and the highest. &nbsp;BTW, ask credit union how high you are qualified for. Tue, 11 Jan 2011 01:37:00 GMT http://www.zillow.com/advice-thread/Did-I-make-a-mistake/380274/ 2011-01-11T01:37:00Z No, you make no mistake. http://www.zillow.com/advice-thread/Did-I-make-a-mistake/380274/ No, you make no mistake. Tue, 11 Jan 2011 01:27:00 GMT http://www.zillow.com/advice-thread/Did-I-make-a-mistake/380274/ 2011-01-11T01:27:00Z