Zillow Advice: Buying Process - I am in the process of going though credit card consulidation. http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ Zillow Advice | Zillow Real Estate I work with[promotion deleted ... http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ I work with[promotion deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines] Thu, 12 Jun 2014 03:08:00 GMT http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ 2014-06-12T03:08:00Z If you have no other outstanding ... http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ <p>If you have no other outstanding loans, I would suggest you complete the consolidation and save at least 10% to be used as a down payment prior to considering a purchase.</p> Wed, 26 Jan 2011 00:10:00 GMT http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ 2011-01-26T00:10:00Z Congrats, it shows you are ... http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ Congrats, it shows you are on your way to becoming a good candidate for a home purchase.&nbsp; Do to the private nature of a credit profile, I suggest that you contact a lender and discuss your options with him/her.&nbsp; Please, do not run before you can walk. Tue, 25 Jan 2011 22:27:00 GMT http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ 2011-01-25T22:27:00Z [Deleted for spam] http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ [Deleted for spam] Tue, 25 Jan 2011 06:06:00 GMT http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ 2011-01-25T06:06:00Z I am a Mortgage Banker and ... http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ I am a Mortgage Banker and specialize in FHA loans for 22 years here locally to you.&nbsp; I would suggest going over your report and paying off some to get your ratios down and paying parts of other off to get your scores higher. It isnt hard and does not take long to transform a situation. Mon, 24 Jan 2011 21:10:00 GMT http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ 2011-01-24T21:10:00Z I would suggest that you ... http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ I would suggest that you talk to a direct lender who can help determine what your debt to income ratio is at this time and how much of debt you need to pay down to qualify for a particular loan.&nbsp; Here is a tip for you.&nbsp; If you are paying off credit cards, do not commit the mistake of closing the account.&nbsp; Open accounts with $0 balance will help your credit rating.<br/><br/>Hope this helps! Mon, 24 Jan 2011 21:05:00 GMT http://www.zillow.com/advice-thread/I-am-in-the-process-of-going-though-credit-card-consulidation/382371/ 2011-01-24T21:05:00Z