Zillow Advice: Approval Process - I have a discharged BK from about a year ago. I have 50K for a down payment, can I purchase a home? http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ Zillow Advice | Zillow Real Estate this question is from ... http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ this question is from june. Thu, 08 Dec 2011 15:00:00 GMT http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ 2011-12-08T15:00:00Z You may want to consider ... http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ <p>You may want to consider an owner finance option to purchase now and allow you a couple years to establish your <a href="http://www.zillow.com/directory/lenders/">lender</a> financing before the note becomes due.&nbsp;<br/><br/>Best of luck.<br/>Charlene Weston<br/>Realtor</p> Thu, 08 Dec 2011 10:55:00 GMT http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ 2011-12-08T10:55:00Z Where you want to buy the ... http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ <p>Where you want to buy the homes?&nbsp; if it is in SC, FL, we can help</p> Wed, 07 Dec 2011 03:44:00 GMT http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ 2011-12-07T03:44:00Z What type of BK did you file?&nbsp; ... http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ <p>What type of BK did you file?&nbsp; Ch.13 you could be fine if you have made your BK payments on time with&nbsp; no mortgage lates and derog credit.&nbsp; This is a situation I would probably find a lender and talk with him in detail about yoru specific situation.&nbsp; You can find local lenders on Zillow or if you would like&nbsp; a recommendation (not sure what area you are in) visit my profile, send me an email and I will help.<br/><br/>Good Luck</p> Thu, 09 Jun 2011 16:49:00 GMT http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ 2011-06-09T16:49:00Z One of my clients carries ... http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ One of my clients carries the loan with 40% down at reasonable rates. He sells over 1000 properties a year. Tue, 07 Jun 2011 20:15:00 GMT http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ 2011-06-07T20:15:00Z If BK13, you can purchase ... http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ If BK13, you can purchase if you show that you made your payments to your bankruptcy trustee on time. If BK7 you need to wait at least another year. Mon, 06 Jun 2011 17:48:00 GMT http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ 2011-06-06T17:48:00Z Segura,What kind of BK did ... http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ Segura,<br/><br/>What kind of BK did you file? Chepter 13 or Chapter 7?<br/><br/>Sincerely,<br/>Greg Mon, 06 Jun 2011 15:18:00 GMT http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ 2011-06-06T15:18:00Z What was the cause of your ... http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ What was the cause of your BK? &nbsp;If it was due to extenuating circumstances, then it's certainly possible after you've had at least 1 year of re-established credit with no late payments. Mon, 06 Jun 2011 08:18:00 GMT http://www.zillow.com/advice-thread/I-have-a-discharged-BK-from-about-a-year-ago-I-have-50K-for-a-down-payment-can-I-purchase-a-home/401995/ 2011-06-06T08:18:00Z