Zillow Advice: Mortgage Types - HARP on my second home with elderly parent living in it. http://www.zillow.com/advice-thread/HARP-on-my-second-home-with-elderly-parent-living-in-it/417377/ Zillow Advice | Zillow Real Estate At the very least it will ... http://www.zillow.com/advice-thread/HARP-on-my-second-home-with-elderly-parent-living-in-it/417377/ At the very least it will be considered a&nbsp; second home. At worst it will be considered a non owner occupied home. Do you file a Schedule E for the hhome with&nbsp;your taxes? Is the home a reasonable distance away from your primary residence? Do you occupy it for some portion of the year?<br/><br/>HARP applies to second homes and investment properties as well as primary residences..&nbsp;The main requirement&nbsp;is that the&nbsp;loan is owned by Fannie Mae or Freddie Mac. (it could be serviced by anyone).&nbsp;<br/><br/>It is hard to give adifinitive answer without knowing your complete situation.<br/><br/>Doug Wed, 28 Sep 2011 17:03:00 GMT http://www.zillow.com/advice-thread/HARP-on-my-second-home-with-elderly-parent-living-in-it/417377/ 2011-09-28T17:03:00Z