Zillow Advice: Mortgage - What if you are 29 years old, worked at your job 8 years part time and all I owe is an gas bill? http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ Zillow Advice | Zillow Real Estate What specifically are you ... http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ What specifically are you asking? Sun, 16 Oct 2011 20:23:00 GMT http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ 2011-10-16T20:23:00Z do you have credit? other ... http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ do you have credit? other than the gas bill? Tue, 18 Oct 2011 05:34:00 GMT http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ 2011-10-18T05:34:00Z Thanks for all the great ... http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ Thanks for all the great answers...Yes I do want to know if I qualify for a mortgage because i want to buy a house next year...preferrably a 5 bedroom single home with a bath 1/2..... Mon, 17 Oct 2011 22:14:00 GMT http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ 2011-10-17T22:14:00Z You may qualify for a loan ... http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ You may qualify for a loan based on your part time job, depending on the income and the price range of the homes in your area. The banks would average the last 2 years income to get your monthly income to qualify. The first step should be to contact a loan officer. They would run a credit report, average your income and consider how much money you have to work with, to determine a sale price you could afford. Mon, 17 Oct 2011 20:33:00 GMT http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ 2011-10-17T20:33:00Z Sounds like a good start, ... http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ Sounds like a good start, but in most cases you will need a decent credit history and a down payment/reserves of some kind before you can qualify for a mortgage to buy a home. <br/><br/>If you're interested, you might run some numbers through a calculator <a rel="nofollow" href="http://www.dinkytown.net/java/MortgageQualifier.html">here</a>&nbsp;to see what you might be able to qualify for. Sun, 16 Oct 2011 23:18:00 GMT http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ 2011-10-16T23:18:00Z Are you asking if you are ... http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ Are you asking if you are eligible for a mortgage?<br/><br/>A good starting place is to check your credit score, and evaluate your down payment and closing cost funds that you've saved up. Sun, 16 Oct 2011 20:40:00 GMT http://www.zillow.com/advice-thread/What-if-you-are-29-years-old-worked-at-your-job-8-years-part-time-and-all-I-owe-is-an-gas-bill/419479/ 2011-10-16T20:40:00Z