Zillow Advice: Approval Process - is there a lender for a super jumbo mortgage with less than 6 months reserve http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ Zillow Advice | Zillow Real Estate Please post &nbsp;who the ... http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ Please post &nbsp;who the eventual <a href="http://www.zillow.com/directory/lenders/">lender</a> is so I can short their stock. &nbsp;Why on earth would you be looking to borrow $1.1m with less than 6-months reserves and consider that to be an astute financial decision as if nothing else could possibly go wrong with your employment, income, or situation in the present economy? Thu, 15 Dec 2011 00:19:00 GMT http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ 2011-12-15T00:19:00Z Find a local community bank, ... http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ Find a local community bank, in your area,&nbsp;who is a portfolio lender.&nbsp; They may be able to help with your situation.&nbsp; I'm a <a href="http://www.zillow.com/directory/lenders/">lender</a> at a small bank in Mass and we specialize in these types of loans.&nbsp; Good luck! Wed, 14 Dec 2011 13:27:00 GMT http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ 2011-12-14T13:27:00Z Contact local FDIC banks ... http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ Contact local FDIC banks and credit unions that portfolio their loans. The company I represent, American Capital, has&nbsp;several portfolio <a href="http://www.zillow.com/directory/lenders/">lenders</a> that will lend up to $2,000,000 with only two months <a href="http://www.zillow.com/mortgage-glossary/Principal-Interest-Taxes-and-Insurance-%28PITI%29/">PITI</a> in reserves. If we originated <a href="http://www.zillow.com/mortgage-rates/">loans</a> in Indiana, your problem would be over. It is available, you just need to find it. .... Good luck.<br/><br/>Happy funding, Rudi Tue, 13 Dec 2011 19:39:00 GMT http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ 2011-12-13T19:39:00Z How much do you have for ... http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ How much do you have for the down payment? What is your debt ratio with the new payment including taxes and insurance?&nbsp; Tue, 13 Dec 2011 12:40:00 GMT http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ 2011-12-13T12:40:00Z That will be a tough one.&nbsp; ... http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ That will be a tough one.&nbsp; Find a broker who has connections with various jumbo <a href="http://www.zillow.com/directory/lenders/">lenders</a> who may have different requirements on reserves.<br/><br/>Geofrey M Merino Tue, 13 Dec 2011 05:02:00 GMT http://www.zillow.com/advice-thread/is-there-a-lender-for-a-super-jumbo-mortgage-with-less-than-6-months-reserve/425637/ 2011-12-13T05:02:00Z