Zillow Advice: Mortgage Types - What is the current jumbo loan limit? http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ Zillow Advice | Zillow Real Estate Dublin there are two limits ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ Dublin there are two limits within conventional financing before elevating to jumbo. The conforming limit for high cost areas in California is $417,000. And the high balance limit is $625,500. Jumbo is anything over $625,501 and over. We offer jumbo financing up to $10MM. And over with strong compensating factors. Hope this answers your questions. Sun, 23 Feb 2014 19:44:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2014-02-23T19:44:00Z The conforming loan limit ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ The conforming loan limit is $417000 with expanded loan amounts in high cost areas known as high balance or super conforming loans.&nbsp;&nbsp; Above that you move into the jumbo mortgage home&nbsp;loan category. Sun, 18 Aug 2013 12:54:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2013-08-18T12:54:00Z Lot of interesting comments, ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ Lot of interesting comments, although it is real simple, and easy to do for any reputable mortgage bank, and competent loan officer:<br/>$417,000 or less is the conforming conventional loan limit, best rate.<br/>Up to $625,500 is the high balance conventional loan limit, rate a little higher. &nbsp;Over $625,500 is a non-conforming loan or Jumbo, rates vary, should be good as high balance or better. &nbsp;Call if you want to discuss, I originate in California only and specialize in the bay area. Fri, 16 Aug 2013 21:44:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2013-08-16T21:44:00Z Hi dublin res when you say ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ Hi dublin res <br/><br/>when you say jumbo loan its mean non agency loan .<br/>confirming loan is 417k<br/>hi balance is 625500 which some county is California&nbsp; is referrer to a hi cost area. <br/>anything beyond that which we call jumbo loan.&nbsp; <br/><br/>Omar Khamisa<br/>Mortgage Loan Manager<br/><strong><em><u>[Spam content removed by Zillow moderator due to violation of <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a>.]</u></em></strong> Fri, 16 Aug 2013 19:48:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2013-08-16T19:48:00Z 99% of the country, the conforming ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 99% of the country, the conforming loan limit is $417,000.&nbsp; There are a small number of "High Cost" areas, where the limit is higher.&nbsp; You can check by going to <strong><u><em>[spam content removed by Zillow moderator due to violation of <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a></em></u></strong>] - Input your area, and under Limit Type, select Fannie/Freddie. Fri, 02 Aug 2013 16:06:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2013-08-02T16:06:00Z Depends on the county========================It ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ Depends on the county<br/>========================<br/>It depends on the lender. I can only speak for myself but we have overlap.<br/><br/>Conventional conforming loans will go to $417,000 in most counties though up to $625,500 in others whereas jumbo (i.e conventional non-conforming) loans will start at above $417,000 in every US county. Therefore there is some overlap.<br/><br/> Thu, 01 Aug 2013 22:39:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2013-08-01T22:39:00Z If the county shows that ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ If the county shows that the jumbo loan starts at $625K then your loan would be concidered a " super conforming"&nbsp;loan and/or " high balance. There may be more fees involved and depending on the loan to value. <br/><br/>General rule of thumb is anything over $417K is a jumbo but the Chase rep you spoke to obviously is not diverse in the knowledge of mortgages. Thu, 01 Aug 2013 19:33:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2013-08-01T19:33:00Z [Off topic removed by Zillow ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ <strong>[Off topic removed by Zillow moderator. Please see our Good Neighbor Policy for information.]</strong> Thu, 01 Aug 2013 19:25:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2013-08-01T19:25:00Z So that would mean the Chase ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ So that would mean the Chase rep is incompetent in at least two jobs now. Fri, 13 Jan 2012 16:02:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2012-01-13T16:02:00Z The Chase rep is wrong. The ... http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ The Chase rep is wrong. The limit of $417K is regular confirming loan. Jumbo <a href="http://www.zillow.com/mortgage-rates/">loan</a> is a loan that is greater than $625,000 (up to 3 million dollars).<br/><br/>A loan between $417,000 and $625,000 is called agency jumbo.&nbsp; Hope it helps. Fri, 13 Jan 2012 06:13:00 GMT http://www.zillow.com/advice-thread/What-is-the-current-jumbo-loan-limit/428625/ 2012-01-13T06:13:00Z