Zillow Advice: Refinance - What can I do to get more (or better) quotes for my loan request ZR-TQDKVSF http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-TQDKVSF/430633/ Zillow Advice | Zillow Real Estate First step is to contact ... http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-TQDKVSF/430633/ First step is to contact a mortgage professional to do a no cost or obligation review of your current situation, credit, and the asset (your home). Then if the initial information and credit scores are solid enough to warrant it (this is my process other lenders may vary) you review the potential loan options select the best fit to your situation and then move forward with ordering an appraisal and collection of all the necessary documentation to submit the loan to underwriting.<br/>Now "how do you show the value"... as a lender we by law cannot "unduly influence" an appraiser so it's up to you the home owner to put your best foot forward when the appraiser comes a knocking! In other words treat the appraiser as if he was your mother-in-law coming over to your brand new home you just bought and are showing off for the first time! You'll want to point out to the appraiser all the wonderful and loving improvements you've done to your home, how incredible the neighborhood is, how much better your home is in&nbsp;compassion&nbsp;to like homes in your vicinity!!! So accentuate the positives!!! I have had this happen to me as a mortgage professional so DON'T do this!!! Talk about how 2 years ago a really bad storm blew through and ripped a hole in your roof and it ruined your attic which you fixed personally with NO professional help or licenses!!! Again accentuate the POSITIVES because trust me when I say appraisers are trained very well in how to spot the negatives so don't give them anymore&nbsp;ammunition!<br/>Good luck to you on your endeavors and if you would like to have a no cost or obligation evaluation contact me through my profile here! Thu, 29 Mar 2012 18:15:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-TQDKVSF/430633/ 2012-03-29T18:15:00Z I'd suggest reaching out ... http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-TQDKVSF/430633/ I'd suggest reaching out to one of our lenders in PA: <a href="http://www.zillow.com/directory/PA/mortgage-lenders/">http://www.zillow.com/directory/PA/mortgage-lenders/</a> Mon, 27 Feb 2012 20:45:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-TQDKVSF/430633/ 2012-02-27T20:45:00Z