Zillow Advice: Approval Process - Need a new mortgage- unique situation! http://www.zillow.com/advice-thread/Need-a-new-mortgage-unique-situation/435749/ Zillow Advice | Zillow Real Estate Hi there,Do you know how ... http://www.zillow.com/advice-thread/Need-a-new-mortgage-unique-situation/435749/ Hi there,<br/><br/>Do you know how much you want to spend on your next home? The foreclosure may not be an issue, as long as your credit is&nbsp;stellar&nbsp;from that date forward. If you have a copy of your most recent credit report, I would like to take a look at it. I may have an investor that will finance the purchase under FHA guidelines. I am located in downtown Rochester - give me a call or shoot me an email. Mon, 19 Mar 2012 13:38:00 GMT http://www.zillow.com/advice-thread/Need-a-new-mortgage-unique-situation/435749/ 2012-03-19T13:38:00Z Hopefully some lenders will ... http://www.zillow.com/advice-thread/Need-a-new-mortgage-unique-situation/435749/ Hopefully some lenders will stop by and give you some ideas. But, it seems like enough time has passed since his foreclosure that it is not the problem. And if his scores are really 628 then he is getting close to being high enough to get a mortgage himself, and I don't see how anyone can loan you much if anything if you aren't showing any income. <br/><br/>What have you done to improve his credit? I was advised to go to <a href="http://www.myfico.com/" rel="nofollow">www.myfico.com</a> and learn about fixing my credit. I read a lot, took some been there done that advice, and have gotten our scores up about 100 points in four months. You might be amazed at the things he can do to get his scores to that magic number. And it can probably be accomplished in the time it will take to sell your home. Good luck! Mon, 19 Mar 2012 13:31:00 GMT http://www.zillow.com/advice-thread/Need-a-new-mortgage-unique-situation/435749/ 2012-03-19T13:31:00Z