http://www.zillow.com/advice-thread/Can-harp-help-me-with-LTV-of-184-63/436822/ Zillow Advice | Zillow Real Estate http://www.zillow.com/advice-thread/Can-harp-help-me-with-LTV-of-184-63/436822/ I am in Tampa and have one going right now around 195% loan to value. &nbsp;I will need to run your approval on Fannie's automated site to see if I can get the appraisal waiver. &nbsp;<br/><br/>I only lend in Florida!&nbsp; Tue, 27 Mar 2012 16:30:00 GMT http://www.zillow.com/advice-thread/Can-harp-help-me-with-LTV-of-184-63/436822/ 2012-03-27T16:30:00Z