Zillow Advice: Buying Process - im 47 recieving social security,i have less than perfect credit.My son has been employed 3yrs,but no http://www.zillow.com/advice-thread/im-47-recieving-social-security-i-have-less-than-perfect-credit-My-son-has-been-employed-3yrs-but-no/437843/ Zillow Advice | Zillow Real Estate thank you for your honesty,its ... http://www.zillow.com/advice-thread/im-47-recieving-social-security-i-have-less-than-perfect-credit-My-son-has-been-employed-3yrs-but-no/437843/ thank you for your honesty,its difficult but wev'e saved sum.I pulled my credit other day. only one really negative,and i refuse to pay it!&nbsp; i was scammed. Im just trying to rent for now,home life isn't the best.I have been looking for a rental,even got scammed once? hate to pay one of the agencies that take your money and give you a list of houses that don't exsist! I will take your advise about the long term plan! any idea's on how to get at least into a nice rental without paying an arm and a leg??? Fri, 06 Apr 2012 18:16:00 GMT http://www.zillow.com/advice-thread/im-47-recieving-social-security-i-have-less-than-perfect-credit-My-son-has-been-employed-3yrs-but-no/437843/ 2012-04-06T18:16:00Z Stated income loans disappeared ... http://www.zillow.com/advice-thread/im-47-recieving-social-security-i-have-less-than-perfect-credit-My-son-has-been-employed-3yrs-but-no/437843/ Stated income loans disappeared with the housing crisis.&nbsp; <br/><br/>This is an excellent time for you and your son to put together a strategy for approaching the situation.&nbsp;&nbsp; He needs to identify what steps he needs to take to build up some credit.&nbsp; With a three year work history, he certainly should be able to do so.&nbsp;&nbsp; Similarly, how is your credit?&nbsp;&nbsp; Have the two of you saved up a good down payment, closing costs and miscellaneous costs fund?<br/><br/>Be planning on a 10 year plus time frame related to purchase and the two of you should consider carefully both your life plans related to a purchase together.&nbsp;&nbsp; It is very expensive to sell. <br/><br/> Wed, 04 Apr 2012 18:29:00 GMT http://www.zillow.com/advice-thread/im-47-recieving-social-security-i-have-less-than-perfect-credit-My-son-has-been-employed-3yrs-but-no/437843/ 2012-04-04T18:29:00Z