Zillow Advice: Mortgage - Piggyback Mortgage Loans in Northern Virginia http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ Zillow Advice | Zillow Real Estate 15% seconds are not an issue ... http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ 15% seconds are not an issue if you are following a conforming loan, if you want to follow an $800K first mortgage then you probably wont find that because the guidelines on the first mortgage will not allow it.&nbsp; Tue, 17 Apr 2012 21:26:00 GMT http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ 2012-04-17T21:26:00Z I have not seen the 95% combined ... http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ I have not seen the 95% combined loan to value (CLTV) loans in a while. We do 80/10/10 loans and they are a great option. I also have a no monthly MI payment loans with highcredit scores as well. I am in Ashburn/Leesburg as well! Tue, 17 Apr 2012 21:06:00 GMT http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ 2012-04-17T21:06:00Z American Bank does offer ... http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ American Bank does offer the "Piggy back Buster", it is a LPMI product at fairly good rates. None of our other lenders have stepped up regarding 80-15's, 80-10's all day long, however.<br/>Jim Tue, 17 Apr 2012 15:54:00 GMT http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ 2012-04-17T15:54:00Z The only option&nbsp;I'm ... http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ The only option&nbsp;I'm aware of with a 5% down payment and no monthly mortgage insurance would be to structure the loan with&nbsp;Lender Paid Mortgage Insurance which results in a slightly higher interest rate but saves on the overall monthly payment since you will not have the monthly&nbsp;MI payment.&nbsp;&nbsp;Happy to get you in touch with a lender for more detailed information.&nbsp;<br/><br/>Please let me know if you have any other questions, thanks! Tue, 17 Apr 2012 14:58:00 GMT http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ 2012-04-17T14:58:00Z 80/15's exist but depends ... http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ 80/15's exist but depends on the total to finance, after the 5% down payment how much are you wanting to finance? Tue, 17 Apr 2012 12:34:00 GMT http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ 2012-04-17T12:34:00Z There used to be a lender ... http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ There used to be a lender that did a 75-15 to 90%, however, they did not offer 95%. 95% CLTV might be tough to acheive. I will search out my lenders today and see what I can come up with for you.<br/>Jim, American Bank Tue, 17 Apr 2012 12:32:00 GMT http://www.zillow.com/advice-thread/Piggyback-Mortgage-Loans-in-Northern-Virginia/439317/ 2012-04-17T12:32:00Z