Zillow Advice: Home Buying - Does anyone offer "no income verification" mortgages or "no doc loans?" http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ Zillow Advice | Zillow Real Estate Yes, loans like these do ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ Yes, loans like these do exist. Instead of looking at your tax returns, as you see done in traditional loans, no income verification loans look at other documents such as your past 12 months bank statements instead. This route can be better for certain people such as self-employed workers. If this sounds like a good option for you, I recommend that you look further into this option.&nbsp;The best thing for you to do is to speak with a knowledgeable lender to see if you can get started on financing a new home.&nbsp;If you need additional assistance, feel free to reach out. Good luck! Wed, 12 Mar 2014 21:30:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2014-03-12T21:30:00Z These guys have what you ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ These guys have what you are asking for.&nbsp;<br/>[Content removed by Zillow Moderator. Please see our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a>] offers no doc loans, stated income loans and alt doc loans using just bank statements. These mortgage loans are for condos, sfr and 2 to 4 units. SFR stands for single family residence. You can find specific information on these loans posted at&nbsp;[Content removed by Zillow Moderator. Please see our&nbsp;<a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a>]&nbsp;I hope this helps.&nbsp;<br/>Also for some of the above programs no fico score is required - but the better the fico the lower the rate. These loans are only offered in California.&nbsp; Thu, 14 Nov 2013 20:11:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2013-11-14T20:11:00Z Yes! Stated income verified ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ Yes! Stated income verified asset programs are available to those who qualify. In order to qualify you must be employed or own your own business. You must have a average credit score of 700 or better. You must have the necessary equity or down payment. And you must have 6 months reserved assets. Please feel free to contact me and we can review the program details further. Thu, 14 Nov 2013 01:45:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2013-11-14T01:45:00Z There are some lenders like ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ There are some lenders like myself that offer alternative document loans. In this case, lenders do not ask for task returns but instead they ask for a CPA letter. This is similar to what you are seeking so you should look into it.<br/><br/>If you have any other questions or need a loan please contact me through the information on my profile page. I hope this helps and good luck! Fri, 20 Sep 2013 18:50:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2013-09-20T18:50:00Z Yes stated income loans are ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ Yes stated income loans are available for both owner occupied and non owner. We offer them as a Private Money Lender. Rates are posted on our site. You want to make sure you are dealing with the lender.&nbsp;<br/><div>Just use Bing and type "stated income lender info" but with no quotes you can find all kinds of lenders that will do what you need. &nbsp;<br/><div>Look for real time rates posted on the site, with terms and a matrix so you are sure you are dealing with the right lender. &nbsp;<br/><div>Our company we loan in California only.&nbsp;<div>1st &amp; 2nd Loans. Offering both SIVA and SISA Loans.<div>Brokers can submit loans to us too.&nbsp;<div>Good luck hunting on BING for "stated income lender info"</div></div></div></div></div></div> Fri, 20 Sep 2013 01:50:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2013-09-20T01:50:00Z [Promotion and website deleted ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ <div style="text-align: left;">[Promotion and website deleted by Zillow moderator. Please see our&nbsp;<u><a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a></u>&nbsp;for information.]</div> Fri, 20 Sep 2013 00:47:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2013-09-20T00:47:00Z I would want an no income ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ I would want an no income verified mortgage because I am a widow living on social security and would like to refinance my house. Guess what. I can't. <br/><br/>Even though I have investments, savings, assets and excess value in the second home I own, I can not get a regular loan because I am not working. So, I am stuck with a high mortgage and a 6.85 interest rate. <br/><br/>As a result, I am going to have to sell my home, find a house in a different community and cash in investments to buy a house cash to avoid blowing through my savings account. <br/><br/>Bank of America told me that even though I have not missed a house payment and even though I could put about half the outstanding mortgage as a down payment, they will not refinance this house because I have another house with a mortgage and only social security income. I have no car payments and under $8,000 (sons college) debt. <br/><br/>It doesn't make sense. <br/><br/> Sat, 13 Jul 2013 02:38:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2013-07-13T02:38:00Z The lender must be very careful ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ The lender must be very careful on a stated income loan.&nbsp; They will have a difficult time if the loan goes into default.&nbsp; The court is apt to declare they made a predator loan and now allow foreclosure.&nbsp; I am a private bridge lender.&nbsp; I have been advised by my attorney not to make any o/o loans without verifying income by tax returns no matter how much money they have in the bank.<br/><br/>Dallas, tx<br/><br/> Thu, 09 May 2013 01:37:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2013-05-09T01:37:00Z THERE ARE NO INCOME VERIFICATION ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ THERE ARE NO INCOME VERIFICATION LOANS FOR SENIORS (62+) WITH 35% EQUITY FOR BOTH PURCHASES AND REFINANCES.<br/><br/>PAUL HARRISON<br/>RHODE ISLAND AND MASS Mon, 28 Jan 2013 23:13:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2013-01-28T23:13:00Z The stated income loans for ... http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ <br/><div>The stated income loans for both owner occupied and non owner are available. We are Private Money Lender. Rates are posted on our site. You want to make sure you are dealing with the lender.&nbsp;<br/><div>So Google [deleted by Zillow moderator] you can find all kinds of lenders that will do what you need. &nbsp;<br/><div>Look for real posted rates, with terms and a matrix so you are sure you are dealing with the right lender. &nbsp;<br/><div>Our company we loan in California only.&nbsp;<div>1st &amp; 2nd Loans. Offering both SIVA and SISA Loans.<div>Brokers can submit loans to us too.&nbsp;<div>Good luck hunting on the net for an <em>[deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]</em><br/></div></div></div></div></div></div></div> Wed, 16 Jan 2013 03:18:00 GMT http://www.zillow.com/advice-thread/Does-anyone-offer-no-income-verification-mortgages-or-no-doc-loans/441126/ 2013-01-16T03:18:00Z