Zillow Advice: Mortgage Types - Type of mortgage for owner occupancy at later date? http://www.zillow.com/advice-thread/Type-of-mortgage-for-owner-occupancy-at-later-date/444387/ Zillow Advice | Zillow Real Estate it would need to&nbsp; be&nbsp; ... http://www.zillow.com/advice-thread/Type-of-mortgage-for-owner-occupancy-at-later-date/444387/ it would need to&nbsp; be&nbsp; a rental home&nbsp; purchase <br/><br/>20% down needed ...rates and fees&nbsp; slightly higher than owner&nbsp; occupied&nbsp; financing Sat, 26 May 2012 18:52:00 GMT http://www.zillow.com/advice-thread/Type-of-mortgage-for-owner-occupancy-at-later-date/444387/ 2012-05-26T18:52:00Z Owner occupied loans usually ... http://www.zillow.com/advice-thread/Type-of-mortgage-for-owner-occupancy-at-later-date/444387/ Owner occupied loans usually require the owner to move in within a specified time frame (e.g. 30 to 60 days). <br/><br/>It is really hard to get insurance for an empty residence,&nbsp; therefore,&nbsp;&nbsp; if I would get some good assessment of this situation before making the decision about leaving it vacant for two years vs renting.<br/><br/> Sat, 26 May 2012 16:13:00 GMT http://www.zillow.com/advice-thread/Type-of-mortgage-for-owner-occupancy-at-later-date/444387/ 2012-05-26T16:13:00Z