Zillow Advice: Refinance - VHDA Loan...Can I refinance using FHA Streamline http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ Zillow Advice | Zillow Real Estate kspence9, I've had the same ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ <p>kspence9, I've had the same experience with the Loss Mitigation department at VHDA as well. I've tried for two years to get my loan modified once I was informed that I couldn't to an FHA streamline - I have a conventional loan as well. The loss mitigation representative basically denied my application without further discussion. She was impossible to get in touch with.Her voicemail even states not to call multiple times as the call will not be returned. I regret accepting this loan with this agency when I first purchased my home.</p> Sun, 01 Jun 2014 16:25:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2014-06-01T16:25:00Z I just called to see if our ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ I just called to see if our loan qualified for the FHA Streamline and was told we had a conventional loan so NO!&nbsp; Basically, we are up a creek without a paddle (about $52k upside down)... we sent paperwork to VHDA back in August of 2012 to hoping have our loan adjusted but no one ever got back to us!&nbsp; Spoke to a Sheryl Jackson in loss mitigation and was basically told, when I get to it I will get to it but you look to have too many liabilities to assets.&nbsp; She then began to lecture me on how much we pay for daycare and groceries... ummmm yeah its called inflation, let's not use a cost of living chart from 1995 shall we?!?&nbsp; I'm very frustrated with VHDA and their lack of concern&nbsp;for their borrowers!&nbsp; Good luck user6202882!! Thu, 28 Feb 2013 21:00:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2013-02-28T21:00:00Z I have a VHDA loan, but it ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ I have a VHDA loan, but it is a conventional 30 year with no PMI.&nbsp; It was interest only for the first 7 years.&nbsp; I do not believe it is FHA though.&nbsp; I am certain that the house is underwater.&nbsp; Can I still refinance my current VHDA loan using the VHDA FHA Streamline Refinance Loan?<br/>Thanks Fri, 25 Jan 2013 20:27:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2013-01-25T20:27:00Z &nbsp;VHDA is now offering ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ &nbsp;VHDA is now offering an opportunity to refinance for those with an FHA loan.<div align="left">Please contact a VHDA lender by visiting&nbsp;<a href="outbind://21/www.vhda.com/FindALender" rel="nofollow">www.vhda.com</a><a href="outbind://21/www.vhda.com/FindALender" rel="nofollow">/FindALender</a>&nbsp;and ask them for assistance.&nbsp;<br/><br/>VHDA Customer Service</div> Thu, 01 Nov 2012 21:11:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2012-11-01T21:11:00Z If you're currently FHA any ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ If you're currently FHA any Hud approved lender can help. Contact any of us that have commented through our profiles with any questions. Tue, 30 Oct 2012 19:51:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2012-10-30T19:51:00Z I was just wondering what ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ I was just wondering what your outcome was with your VHDA refinance.&nbsp; I too am in the same situation and trying to find a way out of our 7% interest rate.&nbsp; Our house is almost 20000 underwater.&nbsp; I tried to contact VHDA to see if they would do a rate modification but they said no unless I could prove that we couldn't afford our payment anymore...ie skip a payment, see credit go in the toilet and then they MAY help us.&nbsp; Just not willing to do that!&nbsp; Can anyone help? Tue, 30 Oct 2012 18:23:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2012-10-30T18:23:00Z if your current vhda loan ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ if your current vhda loan is infact an fha loan then yes you caan refi utilizing the streamline refinance product, please contact me through my profile to discuss further Fri, 12 Oct 2012 15:49:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2012-10-12T15:49:00Z VHDA has just released their ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ VHDA has just released their FHA streamline product. Contact me for more information.<br/><br/><br/>Nevin Bunnell<br/>Loan Officer&nbsp;NMLS #706212<br/><br/>[Contact information and promotion removed by Zillow moderator. Please see our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a>.] Mon, 08 Oct 2012 12:51:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2012-10-08T12:51:00Z Thanks for your replys.Good ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ Thanks for your replys.<br/><br/>Good point James, i need to check into that,&nbsp;I've had my VHDA loan for 4 years. Fri, 01 Jun 2012 13:14:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2012-06-01T13:14:00Z I agree with Clay, if it ... http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ I agree with Clay, if it is an FHA loan, any FHA (HUD) approved lender should be able to help.<br/><br/>Correct me if I am wrong, but doesn't the VHDA have something on your title that may not allow other FHA lenders refi the loan for&nbsp;a specified period of time?<br/><br/>Jim Thu, 31 May 2012 21:02:00 GMT http://www.zillow.com/advice-thread/VHDA-Loan-Can-I-refinance-using-FHA-Streamline/444676/ 2012-05-31T21:02:00Z