Zillow Advice: Credit Scores - Lenders/Realtors who work best w/ First Time Owners w/ Bad Credit http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ Zillow Advice | Zillow Real Estate @tlawrence1972:Buying a home ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ @tlawrence1972:<br/><br/>Buying a home is a major commitment.&nbsp;&nbsp; Approach it carefully to set yourself up for long term success.&nbsp; &nbsp; Your first activity is to work to improve your credit scores while saving up a down payment.&nbsp;&nbsp; Once you've made substantial progress, reach out to a lender to get a pre-approval. <br/><br/>Here's a <a href="http://www.zillow.com/home-buying-guide/">link to Zillow buyer's guide.</a> <u>to familiarize you with the process.</u> Sat, 25 Jul 2015 22:20:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2015-07-25T22:20:00Z I have bad credit and live ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ I have bad credit and live off a tight fixed income but want to buy my first home. Who can help me at minimal cost? Sat, 25 Jul 2015 21:39:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2015-07-25T21:39:00Z I have a credit score of ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ I have a credit score of 500 but I always have a big down payment can anyone help me Fri, 03 Jul 2015 22:12:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2015-07-03T22:12:00Z hopefully their credit has ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ hopefully their credit has improved in the almost 1.5 years since this question was posted! Sat, 21 Sep 2013 04:47:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2013-09-21T04:47:00Z They have a credit score ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ They have a credit score from May 29 2012. Sat, 21 Sep 2013 02:04:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2013-09-21T02:04:00Z What exact credit score do ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ What exact credit score do you have? There are lenders like myself that are able to give out loans with credit scores as low as 580. If you are above this, then you may have a chance. Otherwise, I really suggest you work on bringing up your credit first. The most effective way to fix your credit score is by paying off your revolving credit balance and debt on time. Another thing to realize is that credit scores are not the only factor that will affect your ability to obtain a loan. The are other factors as well including your income, expenses, assets, liabilities, debt, down payment, employment, etc. Either way, I recommend you speak with a lender. Lenders would be glad to speak with you to help you get a home loan. There are lenders out there that can work with low credit scores, you just have to find them.<br/><br/>Well I hope this helps! If you have any other questions or need a loan please contact me through the information on my profile page.<br/><br/>Good Luck! Fri, 20 Sep 2013 21:46:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2013-09-20T21:46:00Z There are plenty of Brokers ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ There are plenty of Brokers out there that can work with low credit levels. I suggest putting a plan together and work your way to recovery immediately. As for realtors, I suggest asking friends and family if they have worked with anyone in the past and how their experience was.&nbsp;<br/><br/>Start planning now and your future should be bright.<br/>Good Luck! Fri, 20 Sep 2013 19:27:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2013-09-20T19:27:00Z "There are so many shady ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ "There are so many shady Lenders that claim they can do loans with not so great credit then they disappear!"<br/>-------------<br/>... and then there are the shady lenders that pretend to be consumers when in fact they are just desperate loan officers that post SPAM in an attempt to drive traffic.&nbsp;<br/><br/><br/> Fri, 20 Sep 2013 05:44:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2013-09-20T05:44:00Z [Promotion and website deleted ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ [Promotion and website deleted by Zillow moderator. Please see our Good Neighbor Policy.] Fri, 20 Sep 2013 05:19:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2013-09-20T05:19:00Z Welcome to Zillow.Realizing ... http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ Welcome to Zillow.<br/><br/>Realizing your dream of home ownership has a number of steps.&nbsp;&nbsp;&nbsp; <br/><br/>Credit:&nbsp; do you know your credit scores?&nbsp;&nbsp;&nbsp; Do you have an action plan to improve them?&nbsp; <br/><br/>Have you saved up a good down payment, closing costs as well as home slush fund for post purchase?<br/><br/><br/><br/> Tue, 29 May 2012 20:41:00 GMT http://www.zillow.com/advice-thread/Lenders-Realtors-who-work-best-w-First-Time-Owners-w-Bad-Credit/444708/ 2012-05-29T20:41:00Z