Zillow Advice: Mortgage - Should I refi and pay PMI? http://www.zillow.com/advice-thread/Should-I-refi-and-pay-PMI/449771/ Zillow Advice | Zillow Real Estate Provided that your credit ... http://www.zillow.com/advice-thread/Should-I-refi-and-pay-PMI/449771/ Provided that your credit scores are good.  Simply do a basic convnetional refi and have the lender build a single premium for the mortgage insurance into the rate.  You are still looking at a rate at or under 4% and you would have no monthly mortgage insurance payment.   Please contact me through my profile if I can be of more assistance. Thu, 05 Jul 2012 19:37:00 GMT http://www.zillow.com/advice-thread/Should-I-refi-and-pay-PMI/449771/ 2012-07-05T19:37:00Z