Zillow Advice: Refinance - What can I do to get more (or better) quotes for my loan request ZR-VWTBCDC http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VWTBCDC/451206/ Zillow Advice | Zillow Real Estate I agree with everyone below. ... http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VWTBCDC/451206/ <p>I agree with everyone below. unfortunately rate quotes are only good for borrowers with a very specific situation. The problem is most consumers make their scenario seem better than it really is. It is simple human nature. The best way to get the answers to your questions and know exactly what you are looking for is talking with a real lending professional.<br/><br/>I have done many loans in OR and could give you some great recommendations and certainly get you pointed in the right direction.<br/><br/>Remember the interenet is the start, but eventually you have to actually talk with someone, loans are much to complex for a consumer to plug in information on their own, and have any luck getting an accurate quote.</p> Sat, 28 Jul 2012 05:24:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VWTBCDC/451206/ 2012-07-28T05:24:00Z I'd suggest you speak with ... http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VWTBCDC/451206/ I'd suggest you speak with a human mortgage broker.&nbsp; If you need a name or two, email me and I'll give you contact information. Thu, 19 Jul 2012 05:57:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VWTBCDC/451206/ 2012-07-19T05:57:00Z It is likely the LTV of 106% ... http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VWTBCDC/451206/ It is likely the LTV of 106% and the fact that you are self employed. If you qualify under HARP this is not an issue but most lenders quoting on Zillow set up the parameters ahead of time to "cherry-pick" Your scenario may have limited lenders to chose from... at least where Zillow is concerned.<br/> Mon, 16 Jul 2012 16:08:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VWTBCDC/451206/ 2012-07-16T16:08:00Z what is your scenario? http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VWTBCDC/451206/ what is your scenario? Mon, 16 Jul 2012 16:01:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-VWTBCDC/451206/ 2012-07-16T16:01:00Z