Zillow Advice: Refinance - Can I refinance my main loan alone? http://www.zillow.com/advice-thread/Can-I-refinance-my-main-loan-alone/460727/ Zillow Advice | Zillow Real Estate Brian's answer is correct, the ... http://www.zillow.com/advice-thread/Can-I-refinance-my-main-loan-alone/460727/ Brian's answer is correct, the second must be subordinated.  Thu, 20 Sep 2012 20:46:00 GMT http://www.zillow.com/advice-thread/Can-I-refinance-my-main-loan-alone/460727/ 2012-09-20T20:46:00Z as long as the lender holding ... http://www.zillow.com/advice-thread/Can-I-refinance-my-main-loan-alone/460727/ as long as the lender holding the HELOC agrees to subordinate the HELOC you can refinance the first mortgage by itself. Thu, 20 Sep 2012 20:14:00 GMT http://www.zillow.com/advice-thread/Can-I-refinance-my-main-loan-alone/460727/ 2012-09-20T20:14:00Z