Zillow Advice: Home Buying - What can I do to get more (or better) quotes for my loan request ZR-WRMJRDM http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-WRMJRDM/463945/ Zillow Advice | Zillow Real Estate Most lenders require a 640 ... http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-WRMJRDM/463945/ Most lenders require a 640 minimum payment for an FHA loan plus a 3.5% downpayment.  Typically you can get a seller to pay the closing costs for you if the house appraises.  Your best bet is to call a real lender directly who can run your particular situation through their system, tell you exactly what your credit score is, what you can do to improve it, and what programs you qualify for.  There are some first-time homebuyer programs that you may be able to qualify for in Prince George's County as well.  Good luck! Tue, 06 Nov 2012 20:03:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-WRMJRDM/463945/ 2012-11-06T20:03:00Z Try increasing your down ... http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-WRMJRDM/463945/ Try increasing your down payment to 3.5% of the purchase price.    Your income also may be a bit low for the amount requested. Sat, 13 Oct 2012 20:43:00 GMT http://www.zillow.com/advice-thread/What-can-I-do-to-get-more-or-better-quotes-for-my-loan-request-ZR-WRMJRDM/463945/ 2012-10-13T20:43:00Z