Zillow Advice: Home Buying - I been checking my credit score often and payments were made on time without missing but 719 / 2 yrs http://www.zillow.com/advice-thread/I-been-checking-my-credit-score-often-and-payments-were-made-on-time-without-missing-but-719-2-yrs/465541/ Zillow Advice | Zillow Real Estate One thing to consider is ... http://www.zillow.com/advice-thread/I-been-checking-my-credit-score-often-and-payments-were-made-on-time-without-missing-but-719-2-yrs/465541/ One thing to consider is how much unsecured credit do you have available. If you have numerous credit cards, you could accumulate a lot of unsecured debit which could increase your debit ratio. Or, if you are close to your credit limit on just a couple of cards. Either scenario could keep your credit score from being higher. Wed, 24 Oct 2012 04:25:00 GMT http://www.zillow.com/advice-thread/I-been-checking-my-credit-score-often-and-payments-were-made-on-time-without-missing-but-719-2-yrs/465541/ 2012-10-24T04:25:00Z