Zillow Advice: Refinance - Can I refinance using VA if I have a land-contract? http://www.zillow.com/advice-thread/Can-I-refinance-using-VA-if-I-have-a-land-contract/465886/ Zillow Advice | Zillow Real Estate I see that you are in Hobart ... http://www.zillow.com/advice-thread/Can-I-refinance-using-VA-if-I-have-a-land-contract/465886/ I see that you are in Hobart and my TEAM loves to help veterans. Depending on other contributing factors, one year employment could be acceptable so long as she has shown an ability to sustain employment. Stop by our office in downtown Crown Point right across the new library or call us at the office. Thu, 01 Nov 2012 23:23:00 GMT http://www.zillow.com/advice-thread/Can-I-refinance-using-VA-if-I-have-a-land-contract/465886/ 2012-11-01T23:23:00Z Thank you for your reply. ... http://www.zillow.com/advice-thread/Can-I-refinance-using-VA-if-I-have-a-land-contract/465886/ Thank you for your reply.  I just got off the phone with them and their guidelines are two years before they will count her income. Fri, 26 Oct 2012 01:51:00 GMT http://www.zillow.com/advice-thread/Can-I-refinance-using-VA-if-I-have-a-land-contract/465886/ 2012-10-26T01:51:00Z If you liked the lender you ... http://www.zillow.com/advice-thread/Can-I-refinance-using-VA-if-I-have-a-land-contract/465886/ If you liked the lender you tried to work with last year, go back and see if they can lend to you now. Fri, 26 Oct 2012 01:41:00 GMT http://www.zillow.com/advice-thread/Can-I-refinance-using-VA-if-I-have-a-land-contract/465886/ 2012-10-26T01:41:00Z