Zillow Advice: Refinance - Do you Vet your Mortgage lenders? I am going through First Financial Services, Inc http://www.zillow.com/advice-thread/Do-you-Vet-your-Mortgage-lenders-I-am-going-through-First-Financial-Services-Inc/466781/ Zillow Advice | Zillow Real Estate You obviously selected a ... http://www.zillow.com/advice-thread/Do-you-Vet-your-Mortgage-lenders-I-am-going-through-First-Financial-Services-Inc/466781/ You obviously selected a lender based strictly on rate. It is hard to have peace of mind if you or someone you know/trust has not had a previous successful mortgage experience with a lender. You already have some concern because of the distance factor, and that unfortunately is something that won't change. The lender may do a great job but the problem is that you will not know of any headaches until/if they alert you later in the process including the appraisal process. If the actual loan officer is experienced, knowledgeable, and conscientious, you should have received pre approval by now and a feeling of confidence. I think local is best and past performance locally matters most. Thu, 01 Nov 2012 04:15:00 GMT http://www.zillow.com/advice-thread/Do-you-Vet-your-Mortgage-lenders-I-am-going-through-First-Financial-Services-Inc/466781/ 2012-11-01T04:15:00Z I always try and first talk ... http://www.zillow.com/advice-thread/Do-you-Vet-your-Mortgage-lenders-I-am-going-through-First-Financial-Services-Inc/466781/ I always try and first talk to family and friend to see who they have used in the past. &nbsp;These are the people that will be honest, and straight up with you and tell you who they think is good and/or bad based on past experience. &nbsp;Using companies based on online reviews can be hard to judge, so I just always try and vet them as much as I can and let friends, family, and past clients fill in the rest. Thu, 01 Nov 2012 04:20:00 GMT http://www.zillow.com/advice-thread/Do-you-Vet-your-Mortgage-lenders-I-am-going-through-First-Financial-Services-Inc/466781/ 2012-11-01T04:20:00Z No. Zillow may verify the ... http://www.zillow.com/advice-thread/Do-you-Vet-your-Mortgage-lenders-I-am-going-through-First-Financial-Services-Inc/466781/ No. Zillow may verify the lenders license, but they not pre-screen lenders or refuse them access as far as I know. You can check sites like the BBB, <a href="http://www.complaintsboard.com/" rel="nofollow">complaintsboard</a>,&nbsp;google the company name or read through the reviews on Zillow in the lenders profile.<br/><br/>There are lots of great lenders on Zillow, but it is always buyer beware when shopping for a mortgage. Ask questions, get quotes and get your lock in writing. Thu, 01 Nov 2012 00:48:00 GMT http://www.zillow.com/advice-thread/Do-you-Vet-your-Mortgage-lenders-I-am-going-through-First-Financial-Services-Inc/466781/ 2012-11-01T00:48:00Z