Zillow Advice: Mortgage Types - Can I get a loan without paying off a 6 year old collection and a 6 yr old chargeoff/repo? http://www.zillow.com/advice-thread/Can-I-get-a-loan-without-paying-off-a-6-year-old-collection-and-a-6-yr-old-chargeoff-repo/467824/ Zillow Advice | Zillow Real Estate Yes it can be done.&nbsp; http://www.zillow.com/advice-thread/Can-I-get-a-loan-without-paying-off-a-6-year-old-collection-and-a-6-yr-old-chargeoff-repo/467824/ Yes it can be done.&nbsp; Sun, 10 Mar 2013 03:31:00 GMT http://www.zillow.com/advice-thread/Can-I-get-a-loan-without-paying-off-a-6-year-old-collection-and-a-6-yr-old-chargeoff-repo/467824/ 2013-03-10T03:31:00Z Yes you can qualify without ... http://www.zillow.com/advice-thread/Can-I-get-a-loan-without-paying-off-a-6-year-old-collection-and-a-6-yr-old-chargeoff-repo/467824/ Yes you can qualify without paying the collection.&nbsp;We closed a borrower 3 months ago that had $16k in open collections. Change programs or change lenders. Maybe both.... Fri, 09 Nov 2012 20:13:00 GMT http://www.zillow.com/advice-thread/Can-I-get-a-loan-without-paying-off-a-6-year-old-collection-and-a-6-yr-old-chargeoff-repo/467824/ 2012-11-09T20:13:00Z Hello User1978944,Yes you ... http://www.zillow.com/advice-thread/Can-I-get-a-loan-without-paying-off-a-6-year-old-collection-and-a-6-yr-old-chargeoff-repo/467824/ Hello User1978944,<br/><br/>Yes you very well may have the option not to pay the debt off and still close with less than 10% down.&nbsp; I have closed several clients in your same scenario this year.&nbsp; If you submit your information through the Zillow marketplace portal you should be able to find someone like myself that can help you.&nbsp; I hope this helps.&nbsp; <br/><br/>Kind Regards,<br/><br/>Al Norman<br/>Branch Manager<br/>PRMI - Casselberry, FL Thu, 08 Nov 2012 21:33:00 GMT http://www.zillow.com/advice-thread/Can-I-get-a-loan-without-paying-off-a-6-year-old-collection-and-a-6-yr-old-chargeoff-repo/467824/ 2012-11-08T21:33:00Z