Zillow Advice: Mortgage Rates - UPSIDE DOWN....now what? (I've gone through the application for Hardest Hit and Harp 2.0.) http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ Zillow Advice | Zillow Real Estate They ALREADY did that and ... http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ <div style="text-align: left;">They ALREADY did that and said the bank was "useless". If the bank will not help you and you do not qualify for HARP 2 or hardest hit, it is time to get legal advice about your options. Find out if your state has deficiency judgements and ask the attorney what will happen if you walk away.&nbsp;<div style="text-align: left;"><br/><div style="text-align: left;">Sadly, sometimes the only way that the bank will listen is if you stop paying or threaten to walk. As long as they get their money, they have little reason to care if you are responsible, upside down or sideways.</div></div></div> Wed, 21 Nov 2012 02:49:00 GMT http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ 2012-11-21T02:49:00Z Contact your current loan ... http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ Contact your current loan servicer and see if they have a program that you might qualify for Wed, 21 Nov 2012 02:45:00 GMT http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ 2012-11-21T02:45:00Z I would contact a local lender ... http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ <p class="MsoNormal">I would contact a local lender in your state that works with many different lenders to find out if you qualify.</p> Mon, 12 Nov 2012 13:45:00 GMT http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ 2012-11-12T13:45:00Z What was the reason for your ... http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ What was the reason for your denial in HARP 2.0? Fri, 09 Nov 2012 21:50:00 GMT http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ 2012-11-09T21:50:00Z Your best option is to go ... http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ Your best option is to go through the lender who services your loan currently. If they can't do it I can take a look at the situation and see if I can offer any guidance. It's a tough situation and I can imagine how frustrating it is for you. Fri, 09 Nov 2012 21:42:00 GMT http://www.zillow.com/advice-thread/UPSIDE-DOWN-now-what-I%27ve-gone-through-the-application-for-Hardest-Hit-and-Harp-2-0/467945/ 2012-11-09T21:42:00Z