Zillow Advice: Refinance - I re-financed 4-22-09, but when I tried for a harp-2 they said I did not qualify because Manie Mae d http://www.zillow.com/advice-thread/I-re-financed-4-22-09-but-when-I-tried-for-a-harp-2-they-said-I-did-not-qualify-because-Manie-Mae-d/468681/ Zillow Advice | Zillow Real Estate Your question was cutoff, ... http://www.zillow.com/advice-thread/I-re-financed-4-22-09-but-when-I-tried-for-a-harp-2-they-said-I-did-not-qualify-because-Manie-Mae-d/468681/ Your question was cutoff, but there are many loans that did not make it to Fannie by the cutoff date.   If you closed in April, this is most likely the reason.  You should be able to call the lender and/or Fannie/Freddie and find out for certain.  Sat, 17 Nov 2012 00:01:00 GMT http://www.zillow.com/advice-thread/I-re-financed-4-22-09-but-when-I-tried-for-a-harp-2-they-said-I-did-not-qualify-because-Manie-Mae-d/468681/ 2012-11-17T00:01:00Z Id not acquire your loan ... http://www.zillow.com/advice-thread/I-re-financed-4-22-09-but-when-I-tried-for-a-harp-2-they-said-I-did-not-qualify-because-Manie-Mae-d/468681/ Id not acquire your loan until June? Many Fannie acquisition occur on first of the month, if yours was acquired June 1 or later you are not eligible for HARP? The eligibility is based on the acquisition date not the funding date. Fri, 16 Nov 2012 14:49:00 GMT http://www.zillow.com/advice-thread/I-re-financed-4-22-09-but-when-I-tried-for-a-harp-2-they-said-I-did-not-qualify-because-Manie-Mae-d/468681/ 2012-11-16T14:49:00Z