Zillow Advice: Approval Process - Ask our community... http://www.zillow.com/advice-thread/Ask-our-community/469373/ Zillow Advice | Zillow Real Estate With most lending guidelines, ... http://www.zillow.com/advice-thread/Ask-our-community/469373/ With most lending guidelines, a borrower is required to show that their income will continue for at another 2 years with no gaps in employment for more than 30 days.&nbsp; Since your husband's current contract shows that it will end in 3 months, the underwriter does not have the required continuance of income.<br/><br/>The letter that your husband received from the company stating they will keep him as an employee, is it simply a letter or is it in the form of an employment contract?&nbsp; If it is an actual employment contract that states a specific start date, salary and pay terms, then you should be able to present that to the underwriter for consideration.<br/><br/>Also, are you working?&nbsp; Is your income enough to qualify?&nbsp; If yes, perhaps you can qualify for the loan on your own with your husband on title as a non-borrowing spouse. Fri, 21 Dec 2012 03:17:00 GMT http://www.zillow.com/advice-thread/Ask-our-community/469373/ 2012-12-21T03:17:00Z For contract workers, most ... http://www.zillow.com/advice-thread/Ask-our-community/469373/ For contract workers, most underwriters will require proof of ongoing employment for a min. of 3 years. Thu, 29 Nov 2012 21:37:00 GMT http://www.zillow.com/advice-thread/Ask-our-community/469373/ 2012-11-29T21:37:00Z