Zillow Advice: Approval Process - Likelihood of loan approval for grad student without 2 years employment http://www.zillow.com/advice-thread/Likelihood-of-loan-approval-for-grad-student-without-2-years-employment/469489/ Zillow Advice | Zillow Real Estate One more follow up question ... http://www.zillow.com/advice-thread/Likelihood-of-loan-approval-for-grad-student-without-2-years-employment/469489/ One more follow up question - If we decide to do the pre-approval, which seems the logical next step - is there any harm in doing this and then NOT purchasing within 6 months of the pre-approval? i.e. we end up waiting longer and then need to get pre-approved again in the next year.&nbsp; Fri, 30 Nov 2012 22:11:00 GMT http://www.zillow.com/advice-thread/Likelihood-of-loan-approval-for-grad-student-without-2-years-employment/469489/ 2012-11-30T22:11:00Z If the $90K&nbsp; income ... http://www.zillow.com/advice-thread/Likelihood-of-loan-approval-for-grad-student-without-2-years-employment/469489/ If the $90K&nbsp; income meets guidelines for "acceptable income/employment", it is likely to be sufficent for a $350- $400K loan now.<br/>As Melvin mentioned, getting pre approved is really the answer. If you don't have a referral to a local loan officer you can go to Professionals tab above and find one in your area/state. Mon, 26 Nov 2012 16:10:00 GMT http://www.zillow.com/advice-thread/Likelihood-of-loan-approval-for-grad-student-without-2-years-employment/469489/ 2012-11-26T16:10:00Z I would recommend speaking ... http://www.zillow.com/advice-thread/Likelihood-of-loan-approval-for-grad-student-without-2-years-employment/469489/ <p class="MsoNormal">I would recommend speaking with a local professional to find the answers to your questions.</p> Mon, 26 Nov 2012 13:04:00 GMT http://www.zillow.com/advice-thread/Likelihood-of-loan-approval-for-grad-student-without-2-years-employment/469489/ 2012-11-26T13:04:00Z