Zillow Advice: Mortgage Rates - FHA Loan not endorsed in timely manner, what are options? http://www.zillow.com/advice-thread/FHA-Loan-not-endorsed-in-timely-manner-what-are-options/470547/ Zillow Advice | Zillow Real Estate Good luck with your fight, ... http://www.zillow.com/advice-thread/FHA-Loan-not-endorsed-in-timely-manner-what-are-options/470547/ Good luck with your fight, although I do no think you are going to get anywhere.<br/><br/>"I finally pulled the trigger and locked in at a 3.5% rate, with excellent closing costs."<br/><br/>Rates on FHA loans are closer to 3-3.25% today, so at 3.5% you can probably find someone giving you a lender credit to cover your entire upfront MIP.<br/><br/>This however will not change the fact that your annual mip will be based on todays 1.2% or 1.25% depending on ltv. So your payment savings will likely be small unless you have a sizeable mortgage.<br/> Fri, 07 Dec 2012 18:03:00 GMT http://www.zillow.com/advice-thread/FHA-Loan-not-endorsed-in-timely-manner-what-are-options/470547/ 2012-12-07T18:03:00Z