Zillow Advice: Mortgage Types - How can I get a home: first time home buyer with bad credit low 500s. http://www.zillow.com/advice-thread/How-can-I-get-a-home-first-time-home-buyer-with-bad-credit-low-500s/470563/ Zillow Advice | Zillow Real Estate [content removed by Zillow ... http://www.zillow.com/advice-thread/How-can-I-get-a-home-first-time-home-buyer-with-bad-credit-low-500s/470563/ [content removed by Zillow due to spam.&nbsp; Please refer to our Good Neighbor Policy for details.] Fri, 07 Dec 2012 18:27:00 GMT http://www.zillow.com/advice-thread/How-can-I-get-a-home-first-time-home-buyer-with-bad-credit-low-500s/470563/ 2012-12-07T18:27:00Z The first step is to understand ... http://www.zillow.com/advice-thread/How-can-I-get-a-home-first-time-home-buyer-with-bad-credit-low-500s/470563/ The first step is to understand why your credit is bad and to take the actions to improve it. Zillow has pulled together a number of articles "<a href="http://www.zillow.com/wikipages/Buyer%27s-Roadmap/">the buyer's roadmap"</a>, including some on steps required to improve credit. <br/><br/>Home buying is something that can be planned for, and worked for.&nbsp; Step by step you can realize your dream. <br/><br/> Thu, 06 Dec 2012 16:30:00 GMT http://www.zillow.com/advice-thread/How-can-I-get-a-home-first-time-home-buyer-with-bad-credit-low-500s/470563/ 2012-12-06T16:30:00Z You have two problems.... ... http://www.zillow.com/advice-thread/How-can-I-get-a-home-first-time-home-buyer-with-bad-credit-low-500s/470563/ You have two problems.... <br/>One, is the score.<br/>Two, is the reason for the score.<br/><br/>Low 500s typically contain recent derogatory accounts. Or a lack of positive credit.<br/><br/>I have a free book on my website. [deleted by Zillow moderator. Please see our good Neighbor Policy]<br/>Read the book and it will get you started on building up your credit.<br/> Thu, 06 Dec 2012 16:25:00 GMT http://www.zillow.com/advice-thread/How-can-I-get-a-home-first-time-home-buyer-with-bad-credit-low-500s/470563/ 2012-12-06T16:25:00Z You will need to contact ... http://www.zillow.com/advice-thread/How-can-I-get-a-home-first-time-home-buyer-with-bad-credit-low-500s/470563/ You will need to contact a mortgage lender that understands credit reports and can sit with you to review the credit report and then come up with a plan a action to help you clean it up or pay off debts.&nbsp; This can be very tricky, so make sure that the professional you choose undertands the process.&nbsp;&nbsp; In some cases, you may have to engage the services of credit repair specialist or attorney.&nbsp; Every situation is different.&nbsp; If you want more assistance, feel free to contact me and I can refer you to someone that can help.&nbsp; Thu, 06 Dec 2012 16:19:00 GMT http://www.zillow.com/advice-thread/How-can-I-get-a-home-first-time-home-buyer-with-bad-credit-low-500s/470563/ 2012-12-06T16:19:00Z