Zillow Advice: Refinance - Refinance through HARP on a rental property? http://www.zillow.com/advice-thread/Refinance-through-HARP-on-a-rental-property/470615/ Zillow Advice | Zillow Real Estate I would check with Wells ... http://www.zillow.com/advice-thread/Refinance-through-HARP-on-a-rental-property/470615/ <p class="MsoNormal">I would check with Wells and ask them about the 3 step program for existing Wells customers.</p> Fri, 07 Dec 2012 13:29:00 GMT http://www.zillow.com/advice-thread/Refinance-through-HARP-on-a-rental-property/470615/ 2012-12-07T13:29:00Z I think harp will require ... http://www.zillow.com/advice-thread/Refinance-through-HARP-on-a-rental-property/470615/ I think harp will require the occupancy of the home to be the same what it was when the loan was closed.&nbsp; You may&nbsp;need to consider applying as an investment property. Fri, 07 Dec 2012 12:11:00 GMT http://www.zillow.com/advice-thread/Refinance-through-HARP-on-a-rental-property/470615/ 2012-12-07T12:11:00Z