Zillow Advice: Mortgage - Do I still have to wait 2-3 years to apply for a Mortgage if the Short Sale was due to a Divorce? http://www.zillow.com/advice-thread/Do-I-still-have-to-wait-2-3-years-to-apply-for-a-Mortgage-if-the-Short-Sale-was-due-to-a-Divorce/471045/ Zillow Advice | Zillow Real Estate Hello and Thank you for your ... http://www.zillow.com/advice-thread/Do-I-still-have-to-wait-2-3-years-to-apply-for-a-Mortgage-if-the-Short-Sale-was-due-to-a-Divorce/471045/ Hello and Thank you for your question...<br/><br/>The waiting period after a short sale is pretty rigid. &nbsp;I&nbsp;don't&nbsp;know of many if any lenders or banks that will budge on this guideline.<br/><br/>I have tried many times to get some of my clients approved that had financial hardships to various reasons but I have not had much&nbsp;success.<br/><br/>I have heard of a program out there from a few of my&nbsp;colleagues&nbsp;that if you put 25% down you may not have to wait.<br/><br/>I hope this helps....<br/><br/>Chris Perez - Real Estate Finance - San Francisco, CA<br/><br/> Wed, 12 Dec 2012 16:20:00 GMT http://www.zillow.com/advice-thread/Do-I-still-have-to-wait-2-3-years-to-apply-for-a-Mortgage-if-the-Short-Sale-was-due-to-a-Divorce/471045/ 2012-12-12T16:20:00Z You may not be able to qualify ... http://www.zillow.com/advice-thread/Do-I-still-have-to-wait-2-3-years-to-apply-for-a-Mortgage-if-the-Short-Sale-was-due-to-a-Divorce/471045/ You may not be able to qualify now.&nbsp; But, make an appointment with a loan officer at 2 local banks to determine what is possible and when. Tue, 11 Dec 2012 21:15:00 GMT http://www.zillow.com/advice-thread/Do-I-still-have-to-wait-2-3-years-to-apply-for-a-Mortgage-if-the-Short-Sale-was-due-to-a-Divorce/471045/ 2012-12-11T21:15:00Z