Zillow Advice: FHA and VA Loans - FHA Bad Credit Home Loans from "MyFHA.net" is this real or a scam? http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ Zillow Advice | Zillow Real Estate That website is not a government ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ That website is not a government site. They do not offer any special programs that are not available elsewhere. Be careful giving any online site you run across your personal information. MyFHA.net looks like an <a rel="nofollow" href="http://www.myfha.net/about.html">information collection site</a> that hands your personal information to other companies selling services.<br/><br/>If you are looking for help with your FHA loan or for a low cost refinance, there are many excellent lenders on Zillow that can help you with options. I would not trust an online site like MyFHA.net with no license listed with my personal information. Fri, 22 Feb 2013 16:06:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-02-22T16:06:00Z Have a fair score, 593, they ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ Have a fair score, 593, they transferred me to lexington law credit repair, they want to charge me $99.95 per month, plus $12.95 for Transunion report and they couldnt promise anything. Stay away from them! We can fix our credit ourselves! check out ehow.com and type in fix your own credit! Mon, 04 Nov 2013 03:05:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-11-04T03:05:00Z FHA guidelines from fha.com ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ FHA guidelines from fha.com state <strong><em><u>[hyperlink removed, see <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a> for posting guidelines.]</u></em></strong> Mon, 21 Oct 2013 20:15:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-10-21T20:15:00Z My credit score is 429 this ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ My credit score is 429 this is my first time trying to buy a home. Will I qualify with like a HUD or Fannie Mae house? Mon, 26 Aug 2013 12:52:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-08-26T12:52:00Z it's a scam you would still ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ it's a scam you would still have to have a 640 or better credit score before they look interested in helping you. so clean up your own credit by pulling all three credit report and see what on there make sure that the items are yours and are accurate&nbsp;credit limits, credit amount, and all the dates&nbsp;of activities all must be accura. also if you never agreed on your original contract&nbsp;to pay any third parties&nbsp;"collections agency"&nbsp;to collect on the original&nbsp;owner behalf they would have to provide where you sign &nbsp;that they are allow. and do your research I have a lot deleted off of mines. the time and money you pay others to repair your credit you could take that money as a settlement amount with the request of deleted from your credit report only when they send you a letter of acceptance for that amount. I only&nbsp;use certified mail that I pay and the postal send back a receipt from the collection agency for verification. within 30 days to answer. If no response after 30 days they will have&nbsp;to delete form your file. &nbsp;&nbsp; Mon, 05 Aug 2013 19:04:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-08-05T19:04:00Z My fha called me today and ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ My fha called me today and tried to sell me their credit repair service. &nbsp;When I told them I had already purchased a credit repair kit and it was working for me, they got unfriendly very quickly and said they would be denying my "application" and they would probably never be able to help me again. Then they hung up on me! &nbsp;I do NOT advise using their services! Sat, 13 Jul 2013 01:27:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-07-13T01:27:00Z It's a lead provider, I would ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ It's a lead provider, I would be wary of them.&nbsp; Mon, 01 Jul 2013 14:57:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-07-01T14:57:00Z Randall,Where are you finding ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ Randall,<br/>Where are you finding your 7-8 post that are 6 months to 2 years old and why?<br/>Everyday there are typically 25 or so post so plenty of&nbsp;timely/pertinent questions to respond to....... Mon, 01 Jul 2013 14:37:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-07-01T14:37:00Z FHA guidelines from fha.com ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ FHA guidelines from fha.com state credit scores down to a 580 are eligible and even lower may be eligible. <br/><br/>http://www.fha.com/fha_credit_requirements.cfm Mon, 01 Jul 2013 06:06:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-07-01T06:06:00Z John Scott Smith -I do not ... http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ <p class="MsoNormal">John Scott Smith -<br/><br/>I do not find the FHA mortgage qualifying guidelines on your website.&nbsp; I find several links <strong>"Apply Here"</strong>.&nbsp; Is that what you mean by "raising your hand?"</p><p class="MsoNormal">What you are saying is in fact - the consumer is not applying for a loan with YOUR loan specialists?&nbsp; That's not what the website implies. That's not what the consumer believes when the click apply here.<br/><strong><br/></strong>Your Site States:<strong>"Credit problems, collections, and even past bankruptcies do not have to stand in your way".<br/></strong><br/>No one gets an FHA loan with bad credit.&nbsp; What the consumer gleans from the statement is illustrated in the title of this thread authored by a consumer. <strong>"FHA Bad Credit Home Loans".&nbsp;</strong> They perceive you are able to assist them even if they have bad credit.<br/><br/>If you actually supplied the FHA loan qualifications few people would click on<strong>apply here.</strong>&nbsp; The whole point of your website is to generate revenue from those who apply - not assist them in the loan process.<br/><br/>I also noticed in your disclaimer that you use a sentence with a double negative.&nbsp; Is that poor sentence structure or is that by design?</p><!--[if gte mso 9]><xml> <m:mathPr> <m:mathFont m:val="Cambria Math"/> <m:brkBin m:val="before"/> <m:brkBinSub m:val="&#45;-"/> <m:smallFrac m:val="off"/> <m:dispDef/> <m:lMargin m:val="0"/> <m:rMargin m:val="0"/> <m:defJc m:val="centerGroup"/> <m:wrapIndent m:val="1440"/> <m:intLim m:val="subSup"/> <m:naryLim m:val="undOvr"/> </m:mathPr></w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml> </xml><![endif]--><!--[if gte mso 10]> <style> /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-style-parent:""; font-size:11.0pt; font-family:"Calibri","sans-serif"; mso-bidi-font-family:"Times New Roman";} </style> <![endif]--> Mon, 25 Feb 2013 14:43:00 GMT http://www.zillow.com/advice-thread/FHA-Bad-Credit-Home-Loans-from-MyFHA-net-is-this-real-or-a-scam/479739/ 2013-02-25T14:43:00Z