Zillow Advice: Home Ownership - how can I buy house with little savings http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ Zillow Advice | Zillow Real Estate Dawn does loans in every ... http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ Dawn does loans in every state, so she should be able to assist you she located in Memphis, TN but she works with buyer only companies through out the US including Chicago <br/><br/>I know a couple of Outstanding Exclusive Buyer's Office in your area that will do a great job too that I can put you in touch. What areas in Chicago are you looking in?<br/><br/>"Representing RI and Southern MA buyers 100% of the Time" Fri, 19 Apr 2013 02:16:00 GMT http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ 2013-04-19T02:16:00Z I live in Illinois south ... http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ I live in Illinois south suburbs of Chicago is there any body in the area to get info on getting a loan for a home Fri, 19 Apr 2013 02:05:00 GMT http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ 2013-04-19T02:05:00Z The first step I would suggest ... http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ The first step I would suggest is talking with a Direct FHA lender. Another option&nbsp; maybe a USDA loan, the property and borrower must qualify to use this type of&nbsp; loan, but it 100% financing. I like to say to my clients getting pre-approved is your ticket into the ball game.&nbsp; <br/><br/>I recommend that my clients talk with a direct FHA lender, who can advise and assist you with what's the best way to go. A great direct FHA lender who has helped many of my clients including my parents is Dawn Davis from Rate One.&nbsp; Her number is 866-307-0420 dawn@rate1mortgage.com Feel free to contact her,&nbsp; there is no obligation and she is a wealth of knowledge and can point you in the right direction.<br/><br/>The second step:&nbsp; I would recommend locating and interviewing an "exclusive buyers office" a true exclusive buyers office does not take any seller listings and the entire real estate office represents the buyers 100% of the time. The best part it does not cost anything extra to have an entire office on your side. <br/><br/>A traditional buyer rep works in a real estate office that&nbsp; takes listings and only that licensee represents you everyone else in the office does not, This can cause some problems if you want to purchase one of their in-house listings&nbsp; An Exclusive Buyers Office will avoid these conflicts of interest<br/><br/>"Only representing buyers in RI &amp; Southern MA 100% of the Time!" Fri, 19 Apr 2013 01:27:00 GMT http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ 2013-04-19T01:27:00Z This is my first time trying ... http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ This is my first time trying to buy a home don't know much about how to go about it. Fri, 19 Apr 2013 00:49:00 GMT http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ 2013-04-19T00:49:00Z No I'm not vet http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ No I'm not vet Fri, 19 Apr 2013 00:46:00 GMT http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ 2013-04-19T00:46:00Z Thanks I'll try that http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ Thanks I'll try that Fri, 19 Apr 2013 00:45:00 GMT http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ 2013-04-19T00:45:00Z Can you get a gift from a ... http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ Can you get a gift from a nice relative?<br/>FHA is about 3.5% down and sometimes the seller will help pay some closing costs.<br/>Are you a veteran? Fri, 19 Apr 2013 00:23:00 GMT http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ 2013-04-19T00:23:00Z We suggest that you meet ... http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ We suggest that you meet with a loan officer at 2 local banks.&nbsp; They can take your financial information and check your credit history to determine if you fit into any of their loan products.&nbsp; If for some reason you can't qualify at this time, ask them what you need to do to qualify in the future. Fri, 19 Apr 2013 00:13:00 GMT http://www.zillow.com/advice-thread/how-can-I-buy-house-with-little-savings/488588/ 2013-04-19T00:13:00Z