Zillow Advice: Rentals - Renters Insurance http://www.zillow.com/advice-thread/Renters-Insurance/490663/ Zillow Advice | Zillow Real Estate I would suggest a phone call ... http://www.zillow.com/advice-thread/Renters-Insurance/490663/ <p>I would suggest a phone call to the tenant to discuss the insurance.&nbsp; Hopefully a gentle nudge will work.&nbsp; If not, then quote the lease and penalties for not following the agreement.&nbsp; Good luck.</p> Thu, 23 May 2013 21:35:00 GMT http://www.zillow.com/advice-thread/Renters-Insurance/490663/ 2013-05-23T21:35:00Z Many condominium complexes ... http://www.zillow.com/advice-thread/Renters-Insurance/490663/ Many condominium complexes require tenants insurance.&nbsp; It is not just for the tenants personal property, but also for the other occupants in the building.&nbsp; Imagine if your tenants left the water on, or a plumbing problem occurred and it affected the unit below.&nbsp;<br/>I agree with WetDawgs.&nbsp; It was probably an over sight in the move.&nbsp; But you do need to contact them and let them know why most condo complexes require this insurance.&nbsp; I am sure once they know the reason they will be more pro-active about changing the policy.<br/><br/>Good luck! Thu, 23 May 2013 20:49:00 GMT http://www.zillow.com/advice-thread/Renters-Insurance/490663/ 2013-05-23T20:49:00Z I've never previously experienced ... http://www.zillow.com/advice-thread/Renters-Insurance/490663/ I've never previously experienced a Lessor requiring a Lessee to purchase rental insurance. Of course, it is a good idea for the tenant to do so - so that their personal possessions are insured in case anything happens. And of course, renters insurance is an option that has always been available to renters. I've just never seen a Lessor actually require their tenants purchase a policy.<br/><br/>I suppose I could imagine two reasons why you would require your tenants to purchase rental insurance... 1) you are an empathetic &amp; ethical person (I am being sincere) who cares that his/her tenants are protected, and 2) in case anything did happen, it would be a lot easier to work thru an already very difficult situation if your tenants are protected with insurance.<br/><br/>If I were you, this is what I would do. I would send the tenants something in writing affirming again that the terms of the lease require them to purchase renters insurance, and include a request that they furnish you with info regarding the policy. I know this may seem redundant, but this way you would have something in writing that shows that you went above &amp; beyond to insist that the tenants protect themselves. Then I would save the email &amp; certified letter, and leave the tenant be.<br/><br/>Afterwards, if something terrible happened and the tenant looked to you to replace their damaged property - you would be able to provide proof that you did everything you could do to encourage the tenant to protect themselves, and instead - they very deliberately chose to go uninsured... even to the degree that they were actually violating the terms of their lease.<br/><br/>All the best to you. Sat, 04 May 2013 02:43:00 GMT http://www.zillow.com/advice-thread/Renters-Insurance/490663/ 2013-05-04T02:43:00Z As they provided a policy ... http://www.zillow.com/advice-thread/Renters-Insurance/490663/ As they provided a policy number, I'd approach this assuming they had good intent and weren't trying to sneak around the requirement.&nbsp;&nbsp;&nbsp; Therefore, ask the renter when they plan to change the policy coverage to the address where they are now living?&nbsp; Perhaps this was just a missed item in the complexities and chaos of moving. &nbsp; This could be an opportunity for a gentle education of the tenant that your policy covers none of their possessions (nor should their policy cover the condo itself). <br/>&nbsp;<br/><br/> Fri, 03 May 2013 14:41:00 GMT http://www.zillow.com/advice-thread/Renters-Insurance/490663/ 2013-05-03T14:41:00Z