Zillow Advice: Home Buying - First time buyer with bad credit.. http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ Zillow Advice | Zillow Real Estate i can normally tell you what ... http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ i can normally tell you what you need to do to add points to your score just need to see you credit report or i can refer you to a credit repair expert.I also have lender that will do lower scores let me know if i can help .<br/>Steve Norris [Removed by Zillow Moderator. Please see our Good Neighbor Policy.] Tue, 16 Jul 2013 17:46:00 GMT http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ 2013-07-16T17:46:00Z You may want to consider ... http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ You may want to consider looking for homes that are offering seller carryback financing. &nbsp;Just make sure you are working with an agent who is VERY familiar with this type of financing. It is becoming a more common option now that many people are struggling with credit damage from the economy from the last 5 years. Mon, 08 Jul 2013 17:45:00 GMT http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ 2013-07-08T17:45:00Z My apologies...wetdawgs and ... http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ My apologies...wetdawgs and James are correct!&nbsp; Good Luck to you. Mon, 08 Jul 2013 17:38:00 GMT http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ 2013-07-08T17:38:00Z I agree with wetdawgs on ... http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ I agree with wetdawgs on both counts. Get a copy of your credit report and work to rehabilitate your scores. Unfortunately, a co-signer can help with income issues, but not credit issues.<br/>Best wishes, Jim Mon, 01 Jul 2013 13:04:00 GMT http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ 2013-07-01T13:04:00Z Unfortunately Alex Luck is ... http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ Unfortunately Alex Luck is giving incorrect advice. &nbsp;&nbsp; Don't get your hopes up about a co-signer.&nbsp; &nbsp; Mon, 01 Jul 2013 05:18:00 GMT http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ 2013-07-01T05:18:00Z If you have someone that ... http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ If you have someone that could be a co-signer on the loan, that would get you in to a property while you worked on repairing your credit.&nbsp; You can refinance later on and have the co-signer taken off of the loan so that it's solely in your name. Mon, 01 Jul 2013 02:47:00 GMT http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ 2013-07-01T02:47:00Z With your current credit ... http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ With your current credit scores, you can only purchase if you have cash or a family member or friend who will lend you the money. <br/><br/>Therefore, back up a few steps and rather than looking at homes spend your time developing an action plan for improving your credit scores (then spend the time necessary working on improving your credit scores).&nbsp;&nbsp; Then and only then look for possibilities.&nbsp;&nbsp; (You've done a great job saving up a down payment). <br/><br/>Good luck.&nbsp; Here's a link to Zillow's <a href="http://www.zillow.com/wikipages/Buyer%27s-Roadmap/">buyer's roadmap.</a><br/><br/><br/><br/> Mon, 01 Jul 2013 00:58:00 GMT http://www.zillow.com/advice-thread/First-time-buyer-with-bad-credit/499778/ 2013-07-01T00:58:00Z