Zillow Advice: Home Selling - Trying to fix title defects: previous owner's mortgage discharges not recorded http://www.zillow.com/advice-thread/Trying-to-fix-title-defects-previous-owner%27s-mortgage-discharges-not-recorded/501656/ Zillow Advice | Zillow Real Estate Call your title insurer (assuming ... http://www.zillow.com/advice-thread/Trying-to-fix-title-defects-previous-owner%27s-mortgage-discharges-not-recorded/501656/ Call your title insurer (assuming you took an owners policy when you purchased). Thu, 18 Jul 2013 21:19:00 GMT http://www.zillow.com/advice-thread/Trying-to-fix-title-defects-previous-owner%27s-mortgage-discharges-not-recorded/501656/ 2013-07-18T21:19:00Z Thank you Michael! Could ... http://www.zillow.com/advice-thread/Trying-to-fix-title-defects-previous-owner%27s-mortgage-discharges-not-recorded/501656/ Thank you Michael! <br/><br/>Could you be more specific about the remedy mentioned at the end of your reply? Is it "quiet title" or other options?<br/><br/> Mon, 15 Jul 2013 02:17:00 GMT http://www.zillow.com/advice-thread/Trying-to-fix-title-defects-previous-owner%27s-mortgage-discharges-not-recorded/501656/ 2013-07-15T02:17:00Z At the time of purchase, ... http://www.zillow.com/advice-thread/Trying-to-fix-title-defects-previous-owner%27s-mortgage-discharges-not-recorded/501656/ At the time of purchase, did you also buy an owners title policy? If so, the title insurer would be responsible for the attorney costs. Otherwise you would be on the hook. Whether you could collect from the attorney is up to the courts. <br/><br/>If the attorney can't find the needed documents, you will probably need to file a <a href="http://legal-dictionary.thefreedictionary.com/Quiet+Title+Action" rel="nofollow">quiet title</a> action to lift the clouds on title. But hopefully that step won't be necessary.<br/><br/>And this is a too common problem from past closings. For whatever reason, I've been involved in multiple transactions where lien releases were not properly recorded. Unfortunately they seem to come up just weeks before closing dates. Fortunately there is often a remedy for the problem. Sat, 13 Jul 2013 05:25:00 GMT http://www.zillow.com/advice-thread/Trying-to-fix-title-defects-previous-owner%27s-mortgage-discharges-not-recorded/501656/ 2013-07-13T05:25:00Z