Zillow Advice: Approval Process - Can I qualify or can she? http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ Zillow Advice | Zillow Real Estate I would definitely reach ... http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ I would definitely reach out to more than one lender that does jumbo loans in Florida - I dont know of a lender that will go below a 660 FICO score, so joint might be an issue&nbsp;and if she has only one year of employment or one year of self employment, that also&nbsp;might be an issue. Mon, 15 Jul 2013 22:35:00 GMT http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ 2013-07-15T22:35:00Z If you can come up with a ... http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ <em>If you can come up with a 200k down payment then I have a great Jumbo option for you &amp; it sounds like you're wife makes enough money to qualify on her income alone.<br/><br/>&nbsp;</em><strong>[Violating content removed by Zillow moderator due to self-promotion. Please refer to our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a> for more information.]</strong> Mon, 15 Jul 2013 18:32:00 GMT http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ 2013-07-15T18:32:00Z &nbsp;[Violating content ... http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ <em>&nbsp;</em><strong>[Violating content removed by Zillow moderator due to self-promotion. Please refer to our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a> for more information.]</strong> It is very important that the financials are thoroughly reviewed since jumbo financing can be a little sticky. Upon review then it can be determined the best way to pursue the loan will be. Mon, 15 Jul 2013 17:14:00 GMT http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ 2013-07-15T17:14:00Z Your scenario is very possible. ... http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ Your scenario is very possible. <br/>It would all depend on who's debt is who's and what type of income you are talking about to determine the right course of action.&nbsp;<br/><em>&nbsp;</em><strong>[Violating content removed by Zillow moderator due to self-promotion. Please refer to our <a href="http://www.zillow.com/howto/GoodNeighborPolicy.htm">Good Neighbor Policy</a> for more information.]</strong><br/><br/>All The Best Mon, 15 Jul 2013 15:55:00 GMT http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ 2013-07-15T15:55:00Z our biz1 year @ 135k========================My ... http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ our biz<br/>1 year @ 135k<br/>========================<br/>My read on this is one year self employed? Mon, 15 Jul 2013 13:39:00 GMT http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ 2013-07-15T13:39:00Z We suggest that you meet ... http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ We suggest that you meet with&nbsp; loan officer at two local banks to&nbsp;determine what the loan officers recommend, Mon, 15 Jul 2013 13:33:00 GMT http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ 2013-07-15T13:33:00Z There are jumbo programs ... http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ There are jumbo programs still in the Florida market that require less down than 30 percent. &nbsp;I would suggest talking to a loan officer and have them break down your income if you are self employed and only using one applicant.&nbsp; Mon, 15 Jul 2013 12:09:00 GMT http://www.zillow.com/advice-thread/Can-I-qualify-or-can-she/501926/ 2013-07-15T12:09:00Z