Zillow Advice: Home Selling - We need to sell our home to avoid foreclosure, and we are not sure how much time we have. Any help? http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ Zillow Advice | Zillow Real Estate Honestly, if you need to ... http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ Honestly, if you need to ask the question you're probably not sitting in a good position. If you have issues...it's best to address them early...but better late than never. I'd get with an agent who KNOWS short sales. This can be a daunting task and most agents won't or don't know how to properly short sale a home. Once you start the process the lender will usually work with you and the agent. I'd call a short sale agent today. &nbsp; Sun, 13 Oct 2013 23:59:00 GMT http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ 2013-10-13T23:59:00Z Hi VeronicaEach state has ... http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ Hi Veronica<br/>Each state has different rules and guidelines.<br/>There is time frame from the day when you stop making payments to the time when&nbsp;lender sends a&nbsp;Notice of Default. After Notice of Default, in our state is 90-120 days, you will receive Notice of Trustee sale.<br/>Did you receive anything from your lender yet?<br/>I will highly recommend you to interview licensed &nbsp;Realtor in your area, make sure they have some designation in short sale field.<br/>Realtors are not charging any fees to homeowners. All cost is paid by the lender, you might qualify for relocation&nbsp;assistance<br/>Best of luck.<br/>&nbsp; Fri, 11 Oct 2013 02:28:00 GMT http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ 2013-10-11T02:28:00Z Hi Veronica,&nbsp; &nbsp; ... http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ Hi Veronica,<br/>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; I am a professional negotiator, and my job is to negotiate all kinds of mortgage situations with the lenders "directly". Close to foreclosure, with 2 or even 3 liens. If you are close to foreclosure, and time is running out I suggest you find someone who does this negotiations directly, because the majority of agents do not know who to do this directly, plus this negotiations require time from the negotiator and agents do not have this time. Attorneys can do this job, but it is time consuming. The main thing is to cancel the foreclosure, by having an offer from a buyer on the mortgage company's table. If this it is not possible, the last recourse will be to do your Bankruptcy, with this mortgage account, &nbsp;including only the negative accounts you are not able to pay at this time.<br/>&nbsp; &nbsp;&nbsp;<br/>Any other question e-mail privately at: camino_real_financial@yahoo.com<br/><br/>Wish you good luck. Fri, 11 Oct 2013 02:17:00 GMT http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ 2013-10-11T02:17:00Z I recommend you contact your ... http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ I recommend you contact your lender...then get with an agent who is knowledgeable and has the wherewithal to go though a "short sale" with you....if that is what is needed. You may be surprised to find ...when you contact your lender...you can do a "regular" sale. That way you can exit without harming your credit. Don't wait until it's too late....come to the reality you need to sell the house and plan your exiting strategy with an experienced agent. Thu, 10 Oct 2013 23:41:00 GMT http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ 2013-10-10T23:41:00Z The market here in San Antonio ... http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ The market here in San Antonio is extremely active, I recommend pricing slightly ahead of the market and it will definitley sell. &nbsp;Do you have any equity in the property? Tue, 08 Oct 2013 15:47:00 GMT http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ 2013-10-08T15:47:00Z Where it at ? I will rent ... http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ Where it at ? I will rent it out and stop the foreclosure. And You find a place afforable<br/> Mon, 19 Aug 2013 02:51:00 GMT http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ 2013-08-19T02:51:00Z Are you working with a listing ... http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ Are you working with a listing agent?&nbsp; If you are not, I suggest that you find yourself one with short sale experience.&nbsp; There are attorneys and listing agents without short sale experience, and that is not good.&nbsp; You can also contact your lender to inquire what is your status.&nbsp; You will be notified when the property will be foreclosed.&nbsp; Even after you are notified if you receive and offer they will postpone the foreclosure. Sun, 18 Aug 2013 21:48:00 GMT http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ 2013-08-18T21:48:00Z You should do some research ... http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ You should do some research and call some attorneys that specialize in short sales and foreclosures in your area. &nbsp;They would be able to best answer that question. &nbsp;I find that the attorneys are much better than a real estate agent that negotiates with the bank. &nbsp;Make sure that they do this all the time I cannot stress how important it is that you have an experienced short sale attorney. &nbsp;If you interview some local agents also they may have some good recommendations for you too. &nbsp;Most attorneys will not require a retainer for this because they get paid by the bank&nbsp; Sun, 18 Aug 2013 17:03:00 GMT http://www.zillow.com/advice-thread/We-need-to-sell-our-home-to-avoid-foreclosure-and-we-are-not-sure-how-much-time-we-have-Any-help/507441/ 2013-08-18T17:03:00Z