Zillow Advice: Credit Scores - Trying to Get a Mortgage http://www.zillow.com/advice-thread/Trying-to-Get-a-Mortgage/508522/ Zillow Advice | Zillow Real Estate Mary FHA allows buyers with ... http://www.zillow.com/advice-thread/Trying-to-Get-a-Mortgage/508522/ Mary FHA allows buyers with sub 600 credit scores to qualify for financing even with collections. Your fiance may need to elevate his score slightly to qualify but you qualify now. <br/><br/>I have actually aided several clients purchase new homes even though they had collections, charge offs and credit scores under 600. Please let me know if you have any questions.<br/><br/> Wed, 28 Aug 2013 16:39:00 GMT http://www.zillow.com/advice-thread/Trying-to-Get-a-Mortgage/508522/ 2013-08-28T16:39:00Z Contact me by clicking on ... http://www.zillow.com/advice-thread/Trying-to-Get-a-Mortgage/508522/ Contact me by clicking on my profile and I will send you a link to an article I wrote that has served hundreds of borrowers get their scores up. <br/><br/>Best of Luck! Wed, 28 Aug 2013 02:37:00 GMT http://www.zillow.com/advice-thread/Trying-to-Get-a-Mortgage/508522/ 2013-08-28T02:37:00Z Hi Mary,If you and your fiance ... http://www.zillow.com/advice-thread/Trying-to-Get-a-Mortgage/508522/ Hi Mary,<br/><br/>If you and your fiance work on getting your credit scores to roughly a 620 you will have a much better chance at getting a loan as that is the threshold for many lender...there are some that go lower but 620 or higher is a safe bet! By paying off his collections that should help quite a bit in regards to his score! I wish you the best of luck!<br/><br/>Michael Mon, 26 Aug 2013 20:24:00 GMT http://www.zillow.com/advice-thread/Trying-to-Get-a-Mortgage/508522/ 2013-08-26T20:24:00Z Can you look for a home to ... http://www.zillow.com/advice-thread/Trying-to-Get-a-Mortgage/508522/ Can you look for a home to rent, pay rent on time for a year, then go from there? <br/><br/>Might solve both problems, newer place to live, kid gets a yard, bad neighbors gone, and pay all your bills on time to improve your credit, and show you can do it yes? Sun, 25 Aug 2013 23:31:00 GMT http://www.zillow.com/advice-thread/Trying-to-Get-a-Mortgage/508522/ 2013-08-25T23:31:00Z