Zillow Advice: Refinance - Refinance a Rental after a short sale and a divorce. http://www.zillow.com/advice-thread/Refinance-a-Rental-after-a-short-sale-and-a-divorce/508573/ Zillow Advice | Zillow Real Estate It appears that you may fall ... http://www.zillow.com/advice-thread/Refinance-a-Rental-after-a-short-sale-and-a-divorce/508573/ It appears that you may fall within a loop hole whereby you might be able to refinance earlier than the two years as stated below. Please contact me by clicking on my profile and I will explain it to you in detail.<br/><br/>Best of Luck!<br/><br/>George Raymondo<br/>DFW, TX Tue, 27 Aug 2013 15:48:00 GMT http://www.zillow.com/advice-thread/Refinance-a-Rental-after-a-short-sale-and-a-divorce/508573/ 2013-08-27T15:48:00Z Yes you can refinance after ... http://www.zillow.com/advice-thread/Refinance-a-Rental-after-a-short-sale-and-a-divorce/508573/ Yes you can refinance after two years and your wife should be able to purchase again after two years as well with Fannie Mae Approval. I have closed 100's of after short sale loans. To go over your options contact me through my profile. Tue, 27 Aug 2013 00:59:00 GMT http://www.zillow.com/advice-thread/Refinance-a-Rental-after-a-short-sale-and-a-divorce/508573/ 2013-08-27T00:59:00Z You will be able to refinance ... http://www.zillow.com/advice-thread/Refinance-a-Rental-after-a-short-sale-and-a-divorce/508573/ You will be able to refinance the rental as your primary residence after 24 months from the completion of the short sale. Your ex will be subject to the same guideline since the short sale was due to a divorce. However, I believe there will be a minimum down payment of 10% for the purchase. I do CA loans if you need further guidance. I hope this helps! Tue, 27 Aug 2013 00:47:00 GMT http://www.zillow.com/advice-thread/Refinance-a-Rental-after-a-short-sale-and-a-divorce/508573/ 2013-08-27T00:47:00Z