Zillow Advice: Approval Process - Looking to buy a home in Oakland County Michigan and need to find a lender http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ Zillow Advice | Zillow Real Estate You should be all set I have ... http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ You should be all set I have a few lenders I can recommend if you are interested. Sat, 28 Sep 2013 00:49:00 GMT http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ 2013-09-28T00:49:00Z I agree with Geofrey &amp; ... http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ I agree with Geofrey &amp; Ken, but there are other things that need to be considered. An underwriter won't just rubber stamp this as approved.<br/>A couple of questions-<br/>Are you selling, or keeping your home?<br/>Have you reestablished other credit?<br/>Other questions, so please contact me to discuss. Tue, 27 Aug 2013 13:13:00 GMT http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ 2013-08-27T13:13:00Z Being that it has been two ... http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ <p>Being that it has been two years is good.&nbsp; One thing that will help is for your current company that you pay the mortgage to provide a 12 month history and some lenders will require you to show that you have been making those payments from cancelled checks or your last 12 months bank statements.&nbsp;<br/><br/>If your income is in tact and you have re-established credit you should not have a problem getting an FHA home loan.&nbsp;<br/><br/>I know you have a large down payment but you might want to rethink your strategy going FHA.</p> Tue, 27 Aug 2013 01:36:00 GMT http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ 2013-08-27T01:36:00Z Bankruptcy was 2 years ago. ... http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ Bankruptcy was 2 years ago. It passed the 2 year mark on the 23rd of this month. And yes, I have all my mortgage statements of on time payments or if you need to contact them directly you can. However you work that. Tue, 27 Aug 2013 01:10:00 GMT http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ 2013-08-27T01:10:00Z As long as it has been two ... http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ As long as it has been two years from the bankruptcy discharge, a 620+ score and can prove the last 12 months of on time payments we should be able to help you. &nbsp;Contact me through my profile and we can go over the options. Tue, 27 Aug 2013 00:57:00 GMT http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ 2013-08-27T00:57:00Z When exactly was your BK ... http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ When exactly was your BK discharged?&nbsp; Tue, 27 Aug 2013 00:55:00 GMT http://www.zillow.com/advice-thread/Looking-to-buy-a-home-in-Oakland-County-Michigan-and-need-to-find-a-lender/508709/ 2013-08-27T00:55:00Z