Zillow Advice: Mortgage - I am not on the mortgage because of credit issues but I am putting up half the money on the mortgage http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ Zillow Advice | Zillow Real Estate Speak to you attorney about ... http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ Speak to you attorney about putting you on the deed and title after closing then. Tue, 03 Sep 2013 17:56:00 GMT http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ 2013-09-03T17:56:00Z If you are buying with a ... http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ If you are buying with a friend, partner or spouse, simply paying the mortgage gives you no rights.&nbsp; You need to be on the deed.&nbsp;&nbsp; Hopefully the two of you have identified the rights in a legally binding document from the beginning of the purchase.&nbsp;&nbsp; If not, what better day than today?<br/><br/> Fri, 30 Aug 2013 13:55:00 GMT http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ 2013-08-30T13:55:00Z Whatisthequestion on this? ... http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ Whatisthequestion on this? We are happy to help answer. Fri, 30 Aug 2013 13:52:00 GMT http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ 2013-08-30T13:52:00Z But what is your ... http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ But what is your question? Fri, 30 Aug 2013 10:11:00 GMT http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ 2013-08-30T10:11:00Z Hi 5375686&nbsp;&nbsp; most ... http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ Hi 5375686<br/><br/>&nbsp;&nbsp; most important question... will you be on the deed.... will you 'own' the home? Chances are, prob not, due to credit issues.<br/><br/>&nbsp; You&nbsp;are not putting up 'half the money on the mortgage' you are putting up half the money for the downpayment.... if you are not on the deed, you got nothing but a canceled check.&nbsp;<br/><br/>&nbsp; Not knowing enough, if you have judgements, tax liens, etc, you cant be on deed... those issues will immediately&nbsp;attach to the house, depending on where you&nbsp;live and local laws.<br/><br/>&nbsp; RUN to real estate attorney. Don't listen to this or any forum, pay the legal fees and get the exact correct info... most of us are real estate agents, and you need LEGAL ADVICE.<br/><br/>best to you my friend. Fri, 30 Aug 2013 08:27:00 GMT http://www.zillow.com/advice-thread/I-am-not-on-the-mortgage-because-of-credit-issues-but-I-am-putting-up-half-the-money-on-the-mortgage/509258/ 2013-08-30T08:27:00Z