Zillow Advice: Approval Process - Moving from out of state http://www.zillow.com/advice-thread/Moving-from-out-of-state/509272/ Zillow Advice | Zillow Real Estate That advise is sort of true.  ... http://www.zillow.com/advice-thread/Moving-from-out-of-state/509272/ That advise is sort of true.  The salary can be used right away if guaranteed, but commission requires a 2 year history.  It may be hard to use any of the self employment income if you sold the equipment side of the company because you don't have a 2 year history of just brokering for clients, plus you're moving out of state.  Your best bet of qualifying now would be to see what you can get approved for with just strictly your husband's new salary (he will probably have to get his first paystub prior to closing on a new house as well). Fri, 30 Aug 2013 13:49:00 GMT http://www.zillow.com/advice-thread/Moving-from-out-of-state/509272/ 2013-08-30T13:49:00Z You should be fine since ... http://www.zillow.com/advice-thread/Moving-from-out-of-state/509272/ You should be fine since he will be in the same line of work. The only thing that may restrict your loan amount (buying power) could be the commission income. However, there should be no issue in using the salary. If you need any info re the Chicago suburbs, please feel free to contract me via my profile. Fri, 30 Aug 2013 13:47:00 GMT http://www.zillow.com/advice-thread/Moving-from-out-of-state/509272/ 2013-08-30T13:47:00Z Salary plus commission. Yes, ... http://www.zillow.com/advice-thread/Moving-from-out-of-state/509272/ Salary plus commission. Yes, it is in the same line as our business. We sold the equipment side of our company, but continue to broker for our clients. Our plan was to rent the first year and look for a home to purchase during that time. We were told by our financial advisor we would have to show proof of income in IL for two years before we could purchase a home. Fri, 30 Aug 2013 13:28:00 GMT http://www.zillow.com/advice-thread/Moving-from-out-of-state/509272/ 2013-08-30T13:28:00Z Can't say I ever heard of ... http://www.zillow.com/advice-thread/Moving-from-out-of-state/509272/ Can't say I ever heard of the "2 year rule".  Is your husband's new job guaranteed straight salary, or hourly?  Is his new job in the same line of work as his current business?  Is your current business still in operation, or if not how long has it been since it stopped?  Also, will your husband be starting his job before you close on a new house in Chicago? You really need to speak with a loan officer about this.  Feel free to contact me through my profile to discuss Fri, 30 Aug 2013 13:06:00 GMT http://www.zillow.com/advice-thread/Moving-from-out-of-state/509272/ 2013-08-30T13:06:00Z