Zillow Advice: Buying Process - First time home buyer http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ Zillow Advice | Zillow Real Estate Contact a qualified local ... http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ Contact a qualified local real estate agent in your area. They will be able to give you advice and recommend some lenders that have worked with in the past. One of your first steps should be to get pre-qualified from a lender so you know if you can qualify for a loan, and if so, for how much. This will help narrow your home search to those homes that are within your budget.<br/><br/>Best of luck. Let me know if I can help in some way. Tue, 03 Sep 2013 22:53:00 GMT http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ 2013-09-03T22:53:00Z Thank you for all of your ... http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ Thank you for all of your advice! It is greatly appreciated, &amp; I have much more knowledge of how to go about this journey of owning my first home! Wed, 04 Sep 2013 02:38:00 GMT http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ 2013-09-04T02:38:00Z I applaud you for wanting ... http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ I applaud you for wanting to own, if possible, instead of rent.<br/><br/>I agree with the current answers but I like to go one step further. &nbsp;I ask my buying clients to actually get pre-approved with a lender not just pre-qualified. &nbsp;The pre-approval process looks deeper into your financial capabilities and provides a more accurate view of what you can afford. &nbsp;It saves everyone time by looking in the affordable price range for the buyer from the beginning of the process. &nbsp; Tue, 03 Sep 2013 23:44:00 GMT http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ 2013-09-03T23:44:00Z Talk to a Mortgage Loan Originator ... http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ Talk to a Mortgage Loan Originator about getting Pre-Approved. They will let you know if you have enough income Tue, 03 Sep 2013 23:41:00 GMT http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ 2013-09-03T23:41:00Z I completely agree with&nbsp;the ... http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ I completely agree with&nbsp;the other responses&nbsp;- always get approved for the mortgage before you look at any houses. It's a good idea to check out a few - who you bank with is a good choice along with a referral from the real estate agent you have chosen to work with.<br/>Also make sure they give you an idea of what your closing costs will be along with what your monthly payment is including your property taxes and homeowners insurance.<br/>Good luck!! Tue, 03 Sep 2013 23:15:00 GMT http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ 2013-09-03T23:15:00Z Talk to a Realtor and &nbsp;lender ... http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ Talk to a Realtor and &nbsp;lender to understand your buying power.<br/>Then you can move ahead or make a plan to strike later on.&nbsp; Tue, 03 Sep 2013 23:12:00 GMT http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ 2013-09-03T23:12:00Z Hey you should talk with ... http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ Hey you should talk with a mortgage lender to see how much you can qualify for. This will help you when looking for houses so you don't go look at houses that you can't afford. Once qualified you and your agent can narrow down the houses to what you're looking for and can afford. Tue, 03 Sep 2013 22:55:00 GMT http://www.zillow.com/advice-thread/First-time-home-buyer/509859/ 2013-09-03T22:55:00Z